Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Riya’s stall made a profit of ₹800. Riya saves 20% of it. How many rupees are saved?
- 2.Which of these is spending on yourself? (a) profit put in a bank (b) more seeds for next time (c) a cinema ticket (d) a piggy bank for later
- 3.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 4.Which of these is spending on yourself? (a) better paint for cards (b) more seeds for next time (c) sweets for yourself (d) buying a second juicer
- 5.Vihaan’s stall made a profit of ₹400. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.Lakshmi’s stall made a profit of ₹800. Lakshmi saves 50% of it. How many rupees are saved?
- 7.Tara’s stall made a profit of ₹1300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 8.🐷 Why save part of the profit? (a) for bad days and goals (b) saving is a loss (c) to waste it later (d) no reason
- 9.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 10.Which of these is reinvesting in the business? (a) profit put in a bank (b) a piggy bank for later (c) a new video game (d) more seeds for next time
- 11.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) free money (d) a discount
- 12.Kavya’s stall made a profit of ₹1200. Kavya saves 10% of it. How many rupees are saved?
- 13.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 14.Joseph’s stall made a profit of ₹600. Joseph saves 10% of it. How many rupees are saved?
- 15.Dev’s stall made a profit of ₹1600. Dev saves 20% of it. How many rupees are saved?
- 16.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 17.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 18.Which of these is saving? (a) more seeds for next time (b) a piggy bank for later (c) sweets for yourself (d) better paint for cards
- 19.Aarav’s stall made a profit of ₹1900. Aarav saves 10% of it. How many rupees are saved?
- 20.Which of these is saving? (a) buying a second juicer (b) a cinema ticket (c) sweets for yourself (d) profit put in a bank
- 21.Tara’s stall made a profit of ₹1900. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 23.Which of these is spending on yourself? (a) profit put in a bank (b) buying a second juicer (c) a new video game (d) an emergency fund
- 24.Meera’s stall made a profit of ₹1200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 26.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) putting profit back in (d) giving it away
- 27.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 28.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) ask strangers (d) borrow online alone
- 29.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
- 30.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 31.Which of these is saving? (a) an emergency fund (b) more seeds for next time (c) buying a second juicer (d) better paint for cards
- 32.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 33.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 34.Dev’s stall made a profit of ₹900. Dev saves 50% of it. How many rupees are saved?
- 35.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to lose friends (d) to pay more interest
- 37.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 38.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 39.Which of these is reinvesting in the business? (a) a piggy bank for later (b) an emergency fund (c) better paint for cards (d) profit put in a bank
- 40.Which of these is reinvesting in the business? (a) buying a second juicer (b) a cinema ticket (c) a piggy bank for later (d) a new video game
Answer key
- 160
- a cinema ticket
- 309
- sweets for yourself
- 240
- 400
- 715
- for bad days and goals
- saving
- more seeds for next time
- the cost of borrowing
- 120
- 208
- 60
- 320
- spending
- reinvesting
- a piggy bank for later
- 190
- profit put in a bank
- 855
- 60
- a new video game
- 600
- 48
- putting profit back in
- 600
- talk to parents
- can I pay it back?
- saving
- an emergency fund
- saving
- spending
- 450
- 1200
- to keep trust
- 856
- 14
- better paint for cards
- buying a second juicer
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