Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 3.Zoya’s stall made a profit of ₹1300. Zoya saves 25% of it. How many rupees are saved?
- 4.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) what is the logo? (c) how fast can I spend? (d) nothing
- 5.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 6.Which of these is saving? (a) sweets for yourself (b) buying a second juicer (c) profit put in a bank (d) a cinema ticket
- 7.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 8.Meera’s stall made a profit of ₹1700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 9.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 10.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 11.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 12.Nisha’s stall made a profit of ₹500. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.Aarav’s stall made a profit of ₹1400. Aarav saves 25% of it. How many rupees are saved?
- 14.Which of these is spending on yourself? (a) sweets for yourself (b) buying a second juicer (c) more seeds for next time (d) profit put in a bank
- 15.Gurpreet’s stall made a profit of ₹800. Gurpreet saves 25% of it. How many rupees are saved?
- 16.Which of these is spending on yourself? (a) profit put in a bank (b) buying a second juicer (c) better paint for cards (d) a new video game
- 17.Aarav’s stall made a profit of ₹200. Aarav saves 10% of it. How many rupees are saved?
- 18.Kavya’s stall made a profit of ₹1200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.Kabir’s stall made a profit of ₹1800. Kabir saves 20% of it. How many rupees are saved?
- 20.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 21.Lakshmi’s stall made a profit of ₹1000. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 23.Which of these is saving? (a) better paint for cards (b) a new video game (c) a piggy bank for later (d) more seeds for next time
- 24.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 25.Dev’s stall made a profit of ₹1400. Dev saves 50% of it. How many rupees are saved?
- 26.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 28.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 29.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 30.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 32.Meera’s stall made a profit of ₹900. Meera saves 20% of it. How many rupees are saved?
- 33.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 34.Ananya’s stall made a profit of ₹500. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 36.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) giving it away (d) spending it on games
- 37.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 38.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) borrow online alone (d) ask strangers
- 39.Diya’s stall made a profit of ₹1700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.Meera’s stall made a profit of ₹1000. Meera saves 50% of it. How many rupees are saved?
Answer key
- 35
- saving
- 325
- can I pay it back?
- 306
- profit put in a bank
- saving
- 340
- reinvesting
- 805
- 318
- 150
- 350
- sweets for yourself
- 200
- a new video game
- 20
- 480
- 360
- 63
- 450
- reinvesting
- a piggy bank for later
- spending
- 700
- 90
- 120
- 15
- 98
- 214
- 210
- 180
- 230
- 225
- spending
- putting profit back in
- 16
- talk to parents
- 425
- 500
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