Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.Joseph’s stall made a profit of ₹1200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 3.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 4.Dev’s stall made a profit of ₹1200. Dev saves 50% of it. How many rupees are saved?
- 5.🏦 Interest on a loan is… (a) free money (b) a discount (c) the cost of borrowing (d) a gift
- 6.Which of these is reinvesting in the business? (a) an emergency fund (b) better paint for cards (c) a new video game (d) a cinema ticket
- 7.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 8.Which of these is spending on yourself? (a) profit put in a bank (b) a cinema ticket (c) buying a second juicer (d) better paint for cards
- 9.📆 Why repay a loan on time? (a) to keep trust (b) it does not matter (c) to lose friends (d) to pay more interest
- 10.Which of these is saving? (a) more seeds for next time (b) a piggy bank for later (c) a new video game (d) sweets for yourself
- 11.Which of these is spending on yourself? (a) a piggy bank for later (b) buying a second juicer (c) profit put in a bank (d) a new video game
- 12.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 13.Gurpreet’s stall made a profit of ₹200. Gurpreet saves 20% of it. How many rupees are saved?
- 14.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) nothing (d) how fast can I spend?
- 15.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) no reason (d) saving is a loss
- 16.Ishaan’s stall made a profit of ₹1200. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 18.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 19.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 20.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 21.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 22.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 23.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 24.Which of these is reinvesting in the business? (a) more seeds for next time (b) profit put in a bank (c) a cinema ticket (d) a new video game
- 25.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 26.Meera’s stall made a profit of ₹1800. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 28.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) talk to parents (d) ask strangers
- 29.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 30.Riya’s stall made a profit of ₹300. Riya saves 10% of it. How many rupees are saved?
- 31.Riya’s stall made a profit of ₹1600. Riya saves 10% of it. How many rupees are saved?
- 32.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) putting profit back in (d) giving it away
- 33.Which of these is saving? (a) a new video game (b) more seeds for next time (c) buying a second juicer (d) an emergency fund
- 34.Dev’s stall made a profit of ₹1200. Dev saves 10% of it. How many rupees are saved?
- 35.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 36.Vihaan’s stall made a profit of ₹600. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.Joseph’s stall made a profit of ₹400. Joseph saves 10% of it. How many rupees are saved?
- 38.Rohan’s stall made a profit of ₹900. Rohan saves 10% of it. How many rupees are saved?
- 39.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 40.Dev’s stall made a profit of ₹900. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- 206
- 840
- 309
- 600
- the cost of borrowing
- better paint for cards
- reinvesting
- a cinema ticket
- to keep trust
- a piggy bank for later
- a new video game
- saving
- 40
- can I pay it back?
- for bad days and goals
- 720
- 1120
- 35
- spending
- reinvesting
- 110
- 84
- 216
- more seeds for next time
- 684
- 720
- 32
- talk to parents
- 1090
- 30
- 160
- putting profit back in
- an emergency fund
- 120
- 100
- 180
- 40
- 90
- spending
- 270
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