Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) hiding it (d) spending it on games
- 2.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 3.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to keep trust (d) to lose friends
- 4.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 5.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 6.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 7.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 8.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 9.Arjun’s stall made a profit of ₹400. Arjun saves 20% of it. How many rupees are saved?
- 10.Which of these is reinvesting in the business? (a) an emergency fund (b) a new video game (c) buying a second juicer (d) a cinema ticket
- 11.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 12.Which of these is saving? (a) a cinema ticket (b) a piggy bank for later (c) better paint for cards (d) more seeds for next time
- 13.Which of these is saving? (a) more seeds for next time (b) an emergency fund (c) sweets for yourself (d) better paint for cards
- 14.Diya’s stall made a profit of ₹900. Diya saves 20% of it. How many rupees are saved?
- 15.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 16.Ishaan’s stall made a profit of ₹1100. Ishaan saves 10% of it. How many rupees are saved?
- 17.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) how fast can I spend? (d) nothing
- 18.Diya’s stall made a profit of ₹800. Diya saves 20% of it. How many rupees are saved?
- 19.Arjun’s stall made a profit of ₹400. Arjun saves 25% of it. How many rupees are saved?
- 20.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 21.Aarav’s stall made a profit of ₹500. Aarav saves 50% of it. How many rupees are saved?
- 22.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 23.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) ask strangers (d) borrow online alone
- 24.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 25.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 26.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 27.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 28.Aarav’s stall made a profit of ₹200. Aarav saves 50% of it. How many rupees are saved?
- 29.Which of these is reinvesting in the business? (a) a new video game (b) better paint for cards (c) an emergency fund (d) a piggy bank for later
- 30.Dev’s stall made a profit of ₹1300. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Joseph’s stall made a profit of ₹1900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Diya’s stall made a profit of ₹2000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.🏦 Interest on a loan is… (a) the cost of borrowing (b) a discount (c) free money (d) a gift
- 34.Kabir’s stall made a profit of ₹900. Kabir saves 50% of it. How many rupees are saved?
- 35.Ishaan’s stall made a profit of ₹500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.Which of these is saving? (a) more seeds for next time (b) sweets for yourself (c) profit put in a bank (d) buying a second juicer
- 37.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 38.Gurpreet’s stall made a profit of ₹2000. Gurpreet saves 50% of it. How many rupees are saved?
- 39.Rohan’s stall made a profit of ₹600. Rohan saves 25% of it. How many rupees are saved?
- 40.Saanvi’s stall made a profit of ₹900. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- putting profit back in
- 18
- to keep trust
- reinvesting
- 1030
- saving
- 50
- 550
- 80
- buying a second juicer
- 24
- a piggy bank for later
- an emergency fund
- 180
- spending
- 110
- can I pay it back?
- 160
- 100
- 345
- 250
- reinvesting
- talk to parents
- 990
- 330
- 36
- saving
- 100
- better paint for cards
- 390
- 1330
- 400
- the cost of borrowing
- 450
- 100
- profit put in a bank
- spending
- 1000
- 150
- 495
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