Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Vihaan’s stall made a profit of ₹200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 2.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) borrow online alone (d) talk to parents
- 3.Ishaan’s stall made a profit of ₹700. Ishaan saves 10% of it. How many rupees are saved?
- 4.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a cinema ticket (c) a new video game (d) better paint for cards
- 5.Joseph’s stall made a profit of ₹1300. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 7.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 8.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 9.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 10.Kavya’s stall made a profit of ₹900. Kavya saves 20% of it. How many rupees are saved?
- 11.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) to keep trust (d) it does not matter
- 12.Kabir’s stall made a profit of ₹1700. Kabir saves 20% of it. How many rupees are saved?
- 13.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 14.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 15.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) for bad days and goals (d) to waste it later
- 16.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 17.Which of these is saving? (a) better paint for cards (b) more seeds for next time (c) sweets for yourself (d) an emergency fund
- 18.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 19.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) free money (d) a gift
- 20.Which of these is saving? (a) sweets for yourself (b) a new video game (c) a piggy bank for later (d) better paint for cards
- 21.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 22.Rohan’s stall made a profit of ₹1800. Rohan saves 10% of it. How many rupees are saved?
- 23.Arjun’s stall made a profit of ₹1100. Arjun saves 25% of it. How many rupees are saved?
- 24.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 25.Which of these is reinvesting in the business? (a) a piggy bank for later (b) profit put in a bank (c) buying a second juicer (d) a new video game
- 26.Diya’s stall made a profit of ₹200. Diya saves 25% of it. How many rupees are saved?
- 27.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 28.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 29.Kabir’s stall made a profit of ₹600. Kabir saves 25% of it. How many rupees are saved?
- 30.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) what is the logo? (d) nothing
- 31.Diya’s stall made a profit of ₹500. Diya saves 10% of it. How many rupees are saved?
- 32.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.🔁 Reinvesting means… (a) giving it away (b) spending it on games (c) putting profit back in (d) hiding it
- 34.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 35.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 36.Which of these is spending on yourself? (a) profit put in a bank (b) an emergency fund (c) better paint for cards (d) a cinema ticket
- 37.Which of these is spending on yourself? (a) a piggy bank for later (b) an emergency fund (c) buying a second juicer (d) sweets for yourself
- 38.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 39.Zoya’s stall made a profit of ₹1900. Zoya saves 10% of it. How many rupees are saved?
- 40.Kabir’s stall made a profit of ₹1600. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- 140
- talk to parents
- 70
- better paint for cards
- 650
- 220
- saving
- reinvesting
- 228
- 180
- to keep trust
- 340
- 812
- 30
- for bad days and goals
- 108
- an emergency fund
- spending
- the cost of borrowing
- a piggy bank for later
- reinvesting
- 180
- 275
- 60
- buying a second juicer
- 50
- 210
- 40
- 150
- can I pay it back?
- 50
- 240
- putting profit back in
- saving
- saving
- a cinema ticket
- sweets for yourself
- reinvesting
- 190
- 800
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids