Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a gift (d) a discount
- 2.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 3.Which of these is saving? (a) profit put in a bank (b) buying a second juicer (c) a new video game (d) sweets for yourself
- 4.Meera’s stall made a profit of ₹1300. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 5.Which of these is reinvesting in the business? (a) a cinema ticket (b) an emergency fund (c) a piggy bank for later (d) more seeds for next time
- 6.Which of these is spending on yourself? (a) more seeds for next time (b) buying a second juicer (c) a piggy bank for later (d) a new video game
- 7.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 8.Which of these is reinvesting in the business? (a) sweets for yourself (b) profit put in a bank (c) an emergency fund (d) better paint for cards
- 9.Ananya’s stall made a profit of ₹200. Ananya saves 10% of it. How many rupees are saved?
- 10.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 11.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to lose friends (d) to keep trust
- 12.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 13.Which of these is reinvesting in the business? (a) profit put in a bank (b) buying a second juicer (c) sweets for yourself (d) a cinema ticket
- 14.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 15.Vihaan’s stall made a profit of ₹1700. Vihaan saves 25% of it. How many rupees are saved?
- 16.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 17.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 18.Which of these is saving? (a) a new video game (b) buying a second juicer (c) sweets for yourself (d) an emergency fund
- 19.Meera’s stall made a profit of ₹1700. Meera saves 10% of it. How many rupees are saved?
- 20.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 21.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 22.Meera’s stall made a profit of ₹600. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) hiding it (d) spending it on games
- 24.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.Vihaan’s stall made a profit of ₹1200. Vihaan saves 50% of it. How many rupees are saved?
- 26.Kavya’s stall made a profit of ₹1400. Kavya saves 50% of it. How many rupees are saved?
- 27.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 28.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) take it secretly (d) borrow online alone
- 29.Meera’s stall made a profit of ₹700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 30.Aarav’s stall made a profit of ₹1100. Aarav saves 10% of it. How many rupees are saved?
- 31.Which of these is spending on yourself? (a) more seeds for next time (b) buying a second juicer (c) sweets for yourself (d) an emergency fund
- 32.Saanvi’s stall made a profit of ₹2000. Saanvi saves 25% of it. How many rupees are saved?
- 33.Rohan’s stall made a profit of ₹1900. Rohan saves 50% of it. How many rupees are saved?
- 34.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 35.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 36.Which of these is saving? (a) sweets for yourself (b) more seeds for next time (c) a piggy bank for later (d) buying a second juicer
- 37.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) how fast can I spend? (d) what is the logo?
- 38.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.Riya’s stall made a profit of ₹600. Riya saves 50% of it. How many rupees are saved?
- 40.Nisha’s stall made a profit of ₹700. Nisha saves 10% of it. How many rupees are saved?
Answer key
- the cost of borrowing
- 20
- profit put in a bank
- 325
- more seeds for next time
- a new video game
- 15
- better paint for cards
- 20
- 48
- to keep trust
- reinvesting
- buying a second juicer
- spending
- 425
- 180
- 72
- an emergency fund
- 170
- 360
- reinvesting
- 300
- putting profit back in
- 18
- 600
- 700
- 90
- talk to parents
- 175
- 110
- sweets for yourself
- 500
- 950
- saving
- 432
- a piggy bank for later
- can I pay it back?
- 1040
- 300
- 70
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