Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 2.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 3.Which of these is saving? (a) a piggy bank for later (b) a cinema ticket (c) sweets for yourself (d) more seeds for next time
- 4.🏦 Interest on a loan is… (a) a discount (b) free money (c) a gift (d) the cost of borrowing
- 5.Diya’s stall made a profit of ₹600. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 6.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) putting profit back in (d) spending it on games
- 7.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 8.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 9.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 10.Which of these is spending on yourself? (a) better paint for cards (b) a new video game (c) a piggy bank for later (d) an emergency fund
- 11.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 12.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 13.Nisha’s stall made a profit of ₹1600. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 15.Which of these is reinvesting in the business? (a) a cinema ticket (b) a piggy bank for later (c) buying a second juicer (d) a new video game
- 16.Which of these is spending on yourself? (a) buying a second juicer (b) a cinema ticket (c) an emergency fund (d) a piggy bank for later
- 17.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 18.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 19.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 20.Which of these is reinvesting in the business? (a) a piggy bank for later (b) more seeds for next time (c) a new video game (d) profit put in a bank
- 21.Which of these is spending on yourself? (a) sweets for yourself (b) a piggy bank for later (c) better paint for cards (d) profit put in a bank
- 22.Diya’s stall made a profit of ₹2000. Diya saves 25% of it. How many rupees are saved?
- 23.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 24.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 25.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 26.Zoya’s stall made a profit of ₹1300. Zoya saves 20% of it. How many rupees are saved?
- 27.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 28.Farhan’s stall made a profit of ₹1400. Farhan saves 20% of it. How many rupees are saved?
- 29.Which of these is reinvesting in the business? (a) profit put in a bank (b) better paint for cards (c) sweets for yourself (d) an emergency fund
- 30.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) saving is a loss (d) to waste it later
- 31.Vihaan’s stall made a profit of ₹2000. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.Saanvi’s stall made a profit of ₹700. Saanvi saves 10% of it. How many rupees are saved?
- 33.Riya’s stall made a profit of ₹900. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 34.Which of these is saving? (a) buying a second juicer (b) more seeds for next time (c) sweets for yourself (d) profit put in a bank
- 35.Nisha’s stall made a profit of ₹2000. Nisha saves 20% of it. How many rupees are saved?
- 36.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) talk to parents (d) take it secretly
- 37.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 38.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.Zoya’s stall made a profit of ₹900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.Arjun’s stall made a profit of ₹1600. Arjun saves 50% of it. How many rupees are saved?
Answer key
- 240
- 312
- a piggy bank for later
- the cost of borrowing
- 300
- putting profit back in
- saving
- 990
- 9
- a new video game
- 636
- 1020
- 720
- reinvesting
- buying a second juicer
- a cinema ticket
- 18
- 128
- saving
- more seeds for next time
- sweets for yourself
- 500
- 254
- saving
- spending
- 260
- 624
- 280
- better paint for cards
- for bad days and goals
- 1000
- 70
- 360
- profit put in a bank
- 400
- talk to parents
- 32
- 1090
- 180
- 800
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