Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Arjun’s stall made a profit of ₹500. Arjun saves 25% of it. How many rupees are saved?
- 2.Which of these is spending on yourself? (a) a piggy bank for later (b) sweets for yourself (c) more seeds for next time (d) profit put in a bank
- 3.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 4.Aarav’s stall made a profit of ₹1500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 5.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 6.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 7.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 8.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) saving is a loss (d) to waste it later
- 9.Lakshmi’s stall made a profit of ₹1500. Lakshmi saves 25% of it. How many rupees are saved?
- 10.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 11.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 12.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 13.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 14.Kabir’s stall made a profit of ₹1000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 16.Lakshmi’s stall made a profit of ₹1600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 18.Which of these is saving? (a) a cinema ticket (b) more seeds for next time (c) buying a second juicer (d) profit put in a bank
- 19.Lakshmi’s stall made a profit of ₹200. Lakshmi saves 50% of it. How many rupees are saved?
- 20.Which of these is reinvesting in the business? (a) a new video game (b) a piggy bank for later (c) better paint for cards (d) a cinema ticket
- 21.Diya’s stall made a profit of ₹1500. Diya saves 25% of it. How many rupees are saved?
- 22.Aarav’s stall made a profit of ₹700. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 23.Nisha’s stall made a profit of ₹800. Nisha saves 20% of it. How many rupees are saved?
- 24.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.Ananya’s stall made a profit of ₹500. Ananya saves 10% of it. How many rupees are saved?
- 26.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 27.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 28.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 29.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) hiding it (d) putting profit back in
- 30.Dev’s stall made a profit of ₹600. Dev saves 50% of it. How many rupees are saved?
- 31.Meera’s stall made a profit of ₹700. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Which of these is saving? (a) more seeds for next time (b) an emergency fund (c) a cinema ticket (d) a new video game
- 33.Which of these is saving? (a) a cinema ticket (b) a piggy bank for later (c) more seeds for next time (d) sweets for yourself
- 34.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 35.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 36.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 37.🏦 Interest on a loan is… (a) free money (b) a gift (c) the cost of borrowing (d) a discount
- 38.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 39.Tara’s stall made a profit of ₹1200. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.Kabir’s stall made a profit of ₹1200. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- 125
- sweets for yourself
- 54
- 525
- talk to parents
- 420
- 160
- for bad days and goals
- 375
- saving
- 60
- 872
- 312
- 200
- 24
- 320
- reinvesting
- profit put in a bank
- 100
- better paint for cards
- 375
- 280
- 160
- 2
- 50
- 1270
- spending
- spending
- putting profit back in
- 300
- 210
- an emergency fund
- a piggy bank for later
- 1100
- saving
- 120
- the cost of borrowing
- 28
- 480
- 540
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