Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) spending it on games (d) putting profit back in
- 2.Nisha’s stall made a profit of ₹300. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 3.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) it does not matter (d) to pay more interest
- 4.Which of these is reinvesting in the business? (a) a piggy bank for later (b) buying a second juicer (c) a new video game (d) sweets for yourself
- 5.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 6.Dev’s stall made a profit of ₹1200. Dev saves 20% of it. How many rupees are saved?
- 7.Which of these is reinvesting in the business? (a) a piggy bank for later (b) profit put in a bank (c) an emergency fund (d) better paint for cards
- 8.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 9.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) saving is a loss (d) to waste it later
- 10.Vihaan’s stall made a profit of ₹1000. Vihaan saves 20% of it. How many rupees are saved?
- 11.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 12.Which of these is saving? (a) a piggy bank for later (b) a cinema ticket (c) sweets for yourself (d) more seeds for next time
- 13.🏦 Interest on a loan is… (a) a gift (b) free money (c) the cost of borrowing (d) a discount
- 14.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 15.Dev’s stall made a profit of ₹500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 16.Riya’s stall made a profit of ₹900. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.Zoya’s stall made a profit of ₹300. Zoya saves 50% of it. How many rupees are saved?
- 18.Rohan’s stall made a profit of ₹1700. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.Lakshmi’s stall made a profit of ₹700. Lakshmi saves 20% of it. How many rupees are saved?
- 20.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 21.Which of these is saving? (a) better paint for cards (b) more seeds for next time (c) sweets for yourself (d) an emergency fund
- 22.Dev’s stall made a profit of ₹1900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.Which of these is saving? (a) profit put in a bank (b) a cinema ticket (c) buying a second juicer (d) a new video game
- 24.Farhan’s stall made a profit of ₹300. Farhan saves 20% of it. How many rupees are saved?
- 25.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 26.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 27.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 28.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 29.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 30.Ananya’s stall made a profit of ₹1800. Ananya saves 25% of it. How many rupees are saved?
- 31.Riya’s stall made a profit of ₹1100. Riya saves 10% of it. How many rupees are saved?
- 32.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 33.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 34.Rohan’s stall made a profit of ₹1100. Rohan saves 25% of it. How many rupees are saved?
- 35.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 36.Joseph’s stall made a profit of ₹2000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.Which of these is spending on yourself? (a) a new video game (b) profit put in a bank (c) better paint for cards (d) an emergency fund
- 38.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.Aarav’s stall made a profit of ₹500. Aarav saves 50% of it. How many rupees are saved?
- 40.Arjun’s stall made a profit of ₹300. Arjun saves 10% of it. How many rupees are saved?
Answer key
- putting profit back in
- 150
- to keep trust
- buying a second juicer
- saving
- 240
- better paint for cards
- 36
- for bad days and goals
- 200
- spending
- a piggy bank for later
- the cost of borrowing
- reinvesting
- 250
- 450
- 150
- 680
- 140
- 954
- an emergency fund
- 380
- profit put in a bank
- 60
- 1062
- reinvesting
- 408
- 18
- 696
- 450
- 110
- 654
- spending
- 275
- reinvesting
- 800
- a new video game
- 1089
- 250
- 30
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