Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Ishaan’s stall made a profit of ₹400. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 2.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) it does not matter (d) to keep trust
- 3.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 4.Arjun’s stall made a profit of ₹1200. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 5.Ananya’s stall made a profit of ₹500. Ananya saves 10% of it. How many rupees are saved?
- 6.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 7.Which of these is reinvesting in the business? (a) an emergency fund (b) better paint for cards (c) a cinema ticket (d) profit put in a bank
- 8.Lakshmi’s stall made a profit of ₹1300. Lakshmi saves 50% of it. How many rupees are saved?
- 9.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 10.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 11.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 12.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) giving it away (d) hiding it
- 13.Which of these is spending on yourself? (a) profit put in a bank (b) a new video game (c) more seeds for next time (d) better paint for cards
- 14.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 15.Which of these is spending on yourself? (a) better paint for cards (b) more seeds for next time (c) an emergency fund (d) a cinema ticket
- 16.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 17.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 18.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) what is the logo? (d) can I pay it back?
- 19.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 20.Ishaan’s stall made a profit of ₹300. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.Saanvi’s stall made a profit of ₹1600. Saanvi saves 20% of it. How many rupees are saved?
- 22.🏦 Interest on a loan is… (a) free money (b) a discount (c) the cost of borrowing (d) a gift
- 23.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 24.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 25.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 26.Diya’s stall made a profit of ₹1500. Diya saves 10% of it. How many rupees are saved?
- 27.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) saving is a loss (d) for bad days and goals
- 28.Diya’s stall made a profit of ₹1000. Diya saves 50% of it. How many rupees are saved?
- 29.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) borrow online alone (d) take it secretly
- 30.Gurpreet’s stall made a profit of ₹200. Gurpreet saves 20% of it. How many rupees are saved?
- 31.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.Which of these is spending on yourself? (a) buying a second juicer (b) a piggy bank for later (c) sweets for yourself (d) better paint for cards
- 33.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 34.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.Riya’s stall made a profit of ₹700. Riya saves 25% of it. How many rupees are saved?
- 37.Ananya’s stall made a profit of ₹1300. Ananya saves 10% of it. How many rupees are saved?
- 38.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 39.Nisha’s stall made a profit of ₹1200. Nisha saves 25% of it. How many rupees are saved?
- 40.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- 160
- to keep trust
- 448
- 240
- 50
- saving
- better paint for cards
- 650
- 424
- 880
- saving
- putting profit back in
- a new video game
- 24
- a cinema ticket
- spending
- 236
- can I pay it back?
- 4
- 120
- 320
- the cost of borrowing
- 590
- reinvesting
- 660
- 150
- for bad days and goals
- 500
- talk to parents
- 40
- 64
- sweets for yourself
- 224
- 24
- 32
- 175
- 130
- 18
- 300
- 12
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