Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) can I pay it back? (d) what is the logo?
- 3.Which of these is reinvesting in the business? (a) more seeds for next time (b) a new video game (c) an emergency fund (d) sweets for yourself
- 4.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 5.Diya’s stall made a profit of ₹1000. Diya saves 25% of it. How many rupees are saved?
- 6.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) for bad days and goals (d) to waste it later
- 7.Kabir’s stall made a profit of ₹400. Kabir saves 20% of it. How many rupees are saved?
- 8.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 9.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 10.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to pay more interest (d) to keep trust
- 11.Ananya’s stall made a profit of ₹500. Ananya saves 20% of it. How many rupees are saved?
- 12.Ananya’s stall made a profit of ₹900. Ananya saves 10% of it. How many rupees are saved?
- 13.Riya’s stall made a profit of ₹1900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 15.Which of these is saving? (a) a new video game (b) sweets for yourself (c) a cinema ticket (d) a piggy bank for later
- 16.Nisha’s stall made a profit of ₹1600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 18.Meera’s stall made a profit of ₹700. Meera saves 25% of it. How many rupees are saved?
- 19.Tara’s stall made a profit of ₹1200. Tara saves 20% of it. How many rupees are saved?
- 20.Lakshmi’s stall made a profit of ₹1400. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.Gurpreet’s stall made a profit of ₹1500. Gurpreet saves 20% of it. How many rupees are saved?
- 22.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 23.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 24.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.Ishaan’s stall made a profit of ₹1100. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.Tara’s stall made a profit of ₹600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 28.Aarav’s stall made a profit of ₹600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 30.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.Aarav’s stall made a profit of ₹600. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.Vihaan’s stall made a profit of ₹1100. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.Joseph’s stall made a profit of ₹1000. Joseph saves 25% of it. How many rupees are saved?
- 35.Which of these is saving? (a) profit put in a bank (b) better paint for cards (c) more seeds for next time (d) a cinema ticket
- 36.Which of these is spending on yourself? (a) profit put in a bank (b) more seeds for next time (c) better paint for cards (d) a cinema ticket
- 37.Zoya’s stall made a profit of ₹500. Zoya saves 10% of it. How many rupees are saved?
- 38.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 39.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) free money (d) a discount
- 40.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- 654
- can I pay it back?
- more seeds for next time
- 8
- 250
- for bad days and goals
- 80
- reinvesting
- reinvesting
- to keep trust
- 100
- 90
- 380
- saving
- a piggy bank for later
- 320
- saving
- 175
- 240
- 700
- 300
- spending
- 12
- 50
- 330
- 120
- spending
- 150
- 728
- 963
- 180
- 120
- 220
- 250
- profit put in a bank
- a cinema ticket
- 50
- spending
- the cost of borrowing
- 21
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