Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) giving it away (d) spending it on games
- 2.Joseph’s stall made a profit of ₹1100. Joseph saves 10% of it. How many rupees are saved?
- 3.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 4.Saanvi’s stall made a profit of ₹1600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 5.Kavya’s stall made a profit of ₹1800. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 6.Arjun’s stall made a profit of ₹700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 7.Aarav’s stall made a profit of ₹600. Aarav saves 50% of it. How many rupees are saved?
- 8.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 9.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 10.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 11.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 12.Ananya’s stall made a profit of ₹1200. Ananya saves 20% of it. How many rupees are saved?
- 13.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 14.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 15.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 16.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 17.🏦 Interest on a loan is… (a) a gift (b) a discount (c) the cost of borrowing (d) free money
- 18.Aarav’s stall made a profit of ₹1500. Aarav saves 10% of it. How many rupees are saved?
- 19.Gurpreet’s stall made a profit of ₹700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.Meera’s stall made a profit of ₹800. Meera saves 50% of it. How many rupees are saved?
- 21.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 22.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 23.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) to waste it later (d) for bad days and goals
- 24.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 25.Which of these is saving? (a) a piggy bank for later (b) buying a second juicer (c) a new video game (d) sweets for yourself
- 26.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 28.Which of these is spending on yourself? (a) buying a second juicer (b) a piggy bank for later (c) sweets for yourself (d) better paint for cards
- 29.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 30.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.Rohan’s stall made a profit of ₹2000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.Which of these is spending on yourself? (a) profit put in a bank (b) better paint for cards (c) a new video game (d) more seeds for next time
- 34.Which of these is reinvesting in the business? (a) profit put in a bank (b) better paint for cards (c) an emergency fund (d) a cinema ticket
- 35.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) talk to parents (d) ask strangers
- 36.Tara’s stall made a profit of ₹1900. Tara saves 50% of it. How many rupees are saved?
- 37.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 38.Ananya’s stall made a profit of ₹1100. Ananya saves 10% of it. How many rupees are saved?
- 39.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 40.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
Answer key
- putting profit back in
- 110
- reinvesting
- 400
- 360
- 280
- 300
- 18
- 108
- 416
- 10
- 240
- 40
- reinvesting
- spending
- 550
- the cost of borrowing
- 150
- 175
- 400
- 212
- saving
- for bad days and goals
- spending
- a piggy bank for later
- 16
- 147
- sweets for yourself
- 412
- 535
- 4
- 1200
- a new video game
- better paint for cards
- talk to parents
- 950
- reinvesting
- 110
- saving
- 127
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