Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 2.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 3.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 4.Which of these is reinvesting in the business? (a) a piggy bank for later (b) an emergency fund (c) better paint for cards (d) a new video game
- 5.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 6.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 7.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 8.Which of these is saving? (a) a piggy bank for later (b) better paint for cards (c) more seeds for next time (d) a cinema ticket
- 9.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) to lose friends (d) it does not matter
- 10.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 11.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) how fast can I spend? (c) what is the logo? (d) nothing
- 12.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 13.Nisha’s stall made a profit of ₹300. Nisha saves 25% of it. How many rupees are saved?
- 14.Which of these is spending on yourself? (a) buying a second juicer (b) a piggy bank for later (c) more seeds for next time (d) sweets for yourself
- 15.Zoya’s stall made a profit of ₹1400. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 17.Vihaan’s stall made a profit of ₹300. Vihaan saves 25% of it. How many rupees are saved?
- 18.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 19.Kabir’s stall made a profit of ₹1800. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.Saanvi’s stall made a profit of ₹2000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.Vihaan’s stall made a profit of ₹1400. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.Vihaan’s stall made a profit of ₹400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.Kavya’s stall made a profit of ₹1200. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 25.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 26.Vihaan’s stall made a profit of ₹300. Vihaan saves 20% of it. How many rupees are saved?
- 27.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) borrow online alone (d) talk to parents
- 28.Which of these is reinvesting in the business? (a) a cinema ticket (b) sweets for yourself (c) profit put in a bank (d) buying a second juicer
- 29.Which of these is reinvesting in the business? (a) a piggy bank for later (b) more seeds for next time (c) profit put in a bank (d) a new video game
- 30.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) saving is a loss (d) to waste it later
- 31.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a gift (d) a discount
- 32.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 33.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 34.Farhan’s stall made a profit of ₹2000. Farhan saves 25% of it. How many rupees are saved?
- 35.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) giving it away (d) putting profit back in
- 36.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 38.Arjun’s stall made a profit of ₹1600. Arjun saves 10% of it. How many rupees are saved?
- 39.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.Which of these is saving? (a) a new video game (b) a cinema ticket (c) an emergency fund (d) better paint for cards
Answer key
- 224
- 440
- reinvesting
- better paint for cards
- saving
- spending
- spending
- a piggy bank for later
- to keep trust
- saving
- can I pay it back?
- reinvesting
- 75
- sweets for yourself
- 630
- spending
- 75
- 880
- 1260
- 800
- 700
- 80
- 600
- 260
- 108
- 60
- talk to parents
- buying a second juicer
- more seeds for next time
- for bad days and goals
- the cost of borrowing
- saving
- 24
- 500
- putting profit back in
- 30
- 372
- 160
- 612
- an emergency fund
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