Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.Which of these is saving? (a) more seeds for next time (b) a cinema ticket (c) a new video game (d) a piggy bank for later
- 2.Tara’s stall made a profit of ₹1400. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 3.Tara’s stall made a profit of ₹1300. Tara saves 10% of it. How many rupees are saved?
- 4.Which of these is spending on yourself? (a) better paint for cards (b) buying a second juicer (c) profit put in a bank (d) a new video game
- 5.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 6.Which of these is reinvesting in the business? (a) better paint for cards (b) an emergency fund (c) profit put in a bank (d) a piggy bank for later
- 7.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 8.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 9.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 10.Which of these is saving? (a) more seeds for next time (b) an emergency fund (c) a new video game (d) a cinema ticket
- 11.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 12.Which of these is spending on yourself? (a) profit put in a bank (b) more seeds for next time (c) sweets for yourself (d) better paint for cards
- 13.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 14.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) for bad days and goals (d) no reason
- 15.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 16.Saanvi’s stall made a profit of ₹900. Saanvi saves 10% of it. How many rupees are saved?
- 17.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 18.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to keep trust (d) to lose friends
- 19.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) talk to parents (d) take it secretly
- 20.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 21.Gurpreet’s stall made a profit of ₹2000. Gurpreet saves 50% of it. How many rupees are saved?
- 22.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) what is the logo? (c) how fast can I spend? (d) nothing
- 23.🔁 Reinvesting means… (a) giving it away (b) spending it on games (c) putting profit back in (d) hiding it
- 24.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 25.Which of these is saving? (a) buying a second juicer (b) better paint for cards (c) a new video game (d) profit put in a bank
- 26.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 27.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 28.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 30.Joseph’s stall made a profit of ₹1100. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Riya’s stall made a profit of ₹1400. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 33.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 34.Tara’s stall made a profit of ₹1500. Tara saves 10% of it. How many rupees are saved?
- 35.Kabir’s stall made a profit of ₹1500. Kabir saves 50% of it. How many rupees are saved?
- 36.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 37.Diya’s stall made a profit of ₹1500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 39.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 40.Arjun’s stall made a profit of ₹2000. Arjun saves 20% of it. How many rupees are saved?
Answer key
- a piggy bank for later
- 700
- 130
- a new video game
- 54
- better paint for cards
- 5
- 8
- reinvesting
- an emergency fund
- 130
- sweets for yourself
- saving
- for bad days and goals
- 192
- 90
- 102
- to keep trust
- talk to parents
- saving
- 1000
- can I pay it back?
- putting profit back in
- 60
- profit put in a bank
- the cost of borrowing
- 560
- 318
- 180
- 550
- 700
- 600
- 206
- 150
- 750
- 945
- 750
- saving
- spending
- 400
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