Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Kabir’s stall made a profit of ₹2000. Kabir saves 10% of it. How many rupees are saved?
- 2.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 3.Which of these is reinvesting in the business? (a) sweets for yourself (b) an emergency fund (c) more seeds for next time (d) profit put in a bank
- 4.Ananya’s stall made a profit of ₹700. Ananya saves 50% of it. How many rupees are saved?
- 5.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 6.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 7.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 8.Tara’s stall made a profit of ₹1700. Tara saves 25% of it. How many rupees are saved?
- 9.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 10.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 11.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 12.Dev’s stall made a profit of ₹800. Dev saves 25% of it. How many rupees are saved?
- 13.Aarav’s stall made a profit of ₹1500. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.Which of these is spending on yourself? (a) more seeds for next time (b) an emergency fund (c) a piggy bank for later (d) a new video game
- 15.Which of these is reinvesting in the business? (a) a new video game (b) buying a second juicer (c) a piggy bank for later (d) sweets for yourself
- 16.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) free money (d) a gift
- 17.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 18.Which of these is reinvesting in the business? (a) better paint for cards (b) a cinema ticket (c) sweets for yourself (d) profit put in a bank
- 19.Kabir’s stall made a profit of ₹300. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) to waste it later (d) for bad days and goals
- 21.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 22.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 23.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 24.Lakshmi’s stall made a profit of ₹1400. Lakshmi saves 25% of it. How many rupees are saved?
- 25.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 26.Which of these is spending on yourself? (a) profit put in a bank (b) an emergency fund (c) more seeds for next time (d) a cinema ticket
- 27.Kavya’s stall made a profit of ₹400. Kavya saves 25% of it. How many rupees are saved?
- 28.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 29.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 30.Arjun’s stall made a profit of ₹600. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) how fast can I spend? (d) can I pay it back?
- 32.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 33.Aarav’s stall made a profit of ₹1800. Aarav saves 10% of it. How many rupees are saved?
- 34.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 35.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.Farhan’s stall made a profit of ₹300. Farhan saves 20% of it. How many rupees are saved?
- 37.Which of these is saving? (a) better paint for cards (b) more seeds for next time (c) an emergency fund (d) buying a second juicer
- 38.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 39.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.Kabir’s stall made a profit of ₹600. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- 200
- 954
- more seeds for next time
- 350
- 214
- 1200
- reinvesting
- 425
- 408
- 981
- saving
- 200
- 600
- a new video game
- buying a second juicer
- the cost of borrowing
- spending
- better paint for cards
- 120
- for bad days and goals
- reinvesting
- 432
- 864
- 350
- 36
- a cinema ticket
- 100
- 96
- saving
- 300
- can I pay it back?
- 456
- 180
- saving
- 98
- 60
- an emergency fund
- spending
- 70
- 270
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