Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.Which of these is spending on yourself? (a) a new video game (b) profit put in a bank (c) more seeds for next time (d) a piggy bank for later
- 2.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 3.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 4.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 5.Tara’s stall made a profit of ₹400. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 7.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) to waste it later (d) for bad days and goals
- 8.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) what is the logo? (d) nothing
- 9.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 10.Saanvi’s stall made a profit of ₹600. Saanvi saves 20% of it. How many rupees are saved?
- 11.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 12.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 13.Ishaan’s stall made a profit of ₹1300. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
- 15.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 16.Gurpreet’s stall made a profit of ₹1000. Gurpreet saves 50% of it. How many rupees are saved?
- 17.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 18.Aarav’s stall made a profit of ₹600. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 20.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) hiding it (d) putting profit back in
- 21.Lakshmi’s stall made a profit of ₹900. Lakshmi saves 25% of it. How many rupees are saved?
- 22.Dev’s stall made a profit of ₹900. Dev saves 20% of it. How many rupees are saved?
- 23.Which of these is saving? (a) more seeds for next time (b) a new video game (c) profit put in a bank (d) buying a second juicer
- 24.Zoya’s stall made a profit of ₹1900. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 26.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 27.Which of these is spending on yourself? (a) profit put in a bank (b) a piggy bank for later (c) sweets for yourself (d) better paint for cards
- 28.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 29.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.Zoya’s stall made a profit of ₹1000. Zoya saves 25% of it. How many rupees are saved?
- 31.Which of these is saving? (a) a new video game (b) a piggy bank for later (c) sweets for yourself (d) better paint for cards
- 32.Which of these is reinvesting in the business? (a) profit put in a bank (b) a piggy bank for later (c) more seeds for next time (d) a cinema ticket
- 33.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 34.Aarav’s stall made a profit of ₹400. Aarav saves 50% of it. How many rupees are saved?
- 35.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.Aarav’s stall made a profit of ₹2000. Aarav saves 10% of it. How many rupees are saved?
- 37.Meera’s stall made a profit of ₹700. Meera saves 50% of it. How many rupees are saved?
- 38.Aarav’s stall made a profit of ₹1700. Aarav saves 50% of it. How many rupees are saved?
- 39.Which of these is saving? (a) an emergency fund (b) a new video game (c) more seeds for next time (d) buying a second juicer
- 40.Kabir’s stall made a profit of ₹2000. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- a new video game
- 749
- the cost of borrowing
- saving
- 240
- reinvesting
- for bad days and goals
- can I pay it back?
- saving
- 120
- 4
- 436
- 650
- to keep trust
- 472
- 500
- 128
- 180
- 112
- putting profit back in
- 225
- 180
- profit put in a bank
- 950
- 96
- spending
- sweets for yourself
- 232
- 105
- 250
- a piggy bank for later
- more seeds for next time
- 114
- 200
- 972
- 200
- 350
- 850
- an emergency fund
- 600
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