Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 2.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 3.Farhan’s stall made a profit of ₹1100. Farhan saves 25% of it. How many rupees are saved?
- 4.Which of these is saving? (a) more seeds for next time (b) sweets for yourself (c) an emergency fund (d) buying a second juicer
- 5.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 6.Aarav’s stall made a profit of ₹1600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.🏦 Interest on a loan is… (a) a discount (b) free money (c) the cost of borrowing (d) a gift
- 8.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to pay more interest (d) to lose friends
- 9.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 10.Farhan’s stall made a profit of ₹1400. Farhan saves 20% of it. How many rupees are saved?
- 11.Kavya’s stall made a profit of ₹800. Kavya saves 10% of it. How many rupees are saved?
- 12.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 13.Which of these is spending on yourself? (a) profit put in a bank (b) more seeds for next time (c) a piggy bank for later (d) a cinema ticket
- 14.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 15.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 16.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 17.Kavya’s stall made a profit of ₹800. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.Dev’s stall made a profit of ₹600. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 20.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 21.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 22.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 23.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 24.Which of these is saving? (a) sweets for yourself (b) buying a second juicer (c) a piggy bank for later (d) more seeds for next time
- 25.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 26.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.Dev’s stall made a profit of ₹600. Dev saves 10% of it. How many rupees are saved?
- 28.Arjun’s stall made a profit of ₹900. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.Zoya’s stall made a profit of ₹1800. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 31.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 32.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 33.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 34.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 35.Aarav’s stall made a profit of ₹400. Aarav saves 25% of it. How many rupees are saved?
- 36.Which of these is saving? (a) profit put in a bank (b) a cinema ticket (c) sweets for yourself (d) more seeds for next time
- 37.Which of these is spending on yourself? (a) profit put in a bank (b) sweets for yourself (c) better paint for cards (d) an emergency fund
- 38.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) borrow online alone (d) ask strangers
- 39.Meera’s stall made a profit of ₹1700. Meera saves 50% of it. How many rupees are saved?
- 40.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) nothing (d) how fast can I spend?
Answer key
- spending
- saving
- 275
- an emergency fund
- 570
- 800
- the cost of borrowing
- to keep trust
- reinvesting
- 280
- 80
- 816
- a cinema ticket
- reinvesting
- 372
- 72
- 280
- 300
- reinvesting
- saving
- 15
- saving
- 432
- a piggy bank for later
- 21
- 60
- 60
- 540
- 900
- 18
- 12
- 228
- 12
- 784
- 100
- profit put in a bank
- sweets for yourself
- talk to parents
- 850
- can I pay it back?
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