Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Joseph’s stall made a profit of ₹400. Joseph saves 25% of it. How many rupees are saved?
- 2.Arjun’s stall made a profit of ₹800. Arjun saves 50% of it. How many rupees are saved?
- 3.Diya’s stall made a profit of ₹1300. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 4.Which of these is reinvesting in the business? (a) sweets for yourself (b) an emergency fund (c) more seeds for next time (d) a cinema ticket
- 5.Ishaan’s stall made a profit of ₹900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 7.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a discount (d) a gift
- 8.Which of these is spending on yourself? (a) a piggy bank for later (b) a cinema ticket (c) more seeds for next time (d) profit put in a bank
- 9.Which of these is saving? (a) a new video game (b) a cinema ticket (c) buying a second juicer (d) an emergency fund
- 10.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 11.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 12.Lakshmi’s stall made a profit of ₹2000. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.Which of these is saving? (a) a piggy bank for later (b) a new video game (c) sweets for yourself (d) better paint for cards
- 14.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 15.Diya’s stall made a profit of ₹200. Diya saves 25% of it. How many rupees are saved?
- 16.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 17.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 18.Joseph’s stall made a profit of ₹800. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.Gurpreet’s stall made a profit of ₹1500. Gurpreet saves 25% of it. How many rupees are saved?
- 20.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 21.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) to waste it later (d) for bad days and goals
- 22.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 23.Lakshmi’s stall made a profit of ₹400. Lakshmi saves 20% of it. How many rupees are saved?
- 24.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 25.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
- 26.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 27.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 28.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 30.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 31.Diya’s stall made a profit of ₹900. Diya saves 20% of it. How many rupees are saved?
- 32.Dev’s stall made a profit of ₹700. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.Which of these is reinvesting in the business? (a) a new video game (b) better paint for cards (c) profit put in a bank (d) a piggy bank for later
- 34.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.Aarav’s stall made a profit of ₹1500. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 37.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) talk to parents (d) take it secretly
- 38.Kabir’s stall made a profit of ₹500. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 40.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) putting profit back in (d) hiding it
Answer key
- 100
- 400
- 325
- more seeds for next time
- 540
- spending
- the cost of borrowing
- a cinema ticket
- an emergency fund
- spending
- spending
- 600
- a piggy bank for later
- 106
- 50
- 208
- saving
- 320
- 375
- 63
- for bad days and goals
- 954
- 80
- 635
- can I pay it back?
- 242
- reinvesting
- 981
- 36
- saving
- 180
- 210
- better paint for cards
- 27
- 600
- 54
- talk to parents
- 300
- reinvesting
- putting profit back in
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