Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.Which of these is saving? (a) sweets for yourself (b) profit put in a bank (c) buying a second juicer (d) more seeds for next time
- 2.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 3.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 4.Which of these is saving? (a) more seeds for next time (b) buying a second juicer (c) better paint for cards (d) a piggy bank for later
- 5.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 6.Joseph’s stall made a profit of ₹400. Joseph saves 25% of it. How many rupees are saved?
- 7.Ananya’s stall made a profit of ₹1700. Ananya saves 25% of it. How many rupees are saved?
- 8.Kabir’s stall made a profit of ₹400. Kabir saves 20% of it. How many rupees are saved?
- 9.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) spending it on games (d) putting profit back in
- 10.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) to keep trust (d) it does not matter
- 11.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 12.Which of these is saving? (a) an emergency fund (b) a new video game (c) better paint for cards (d) sweets for yourself
- 13.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 14.Which of these is spending on yourself? (a) buying a second juicer (b) more seeds for next time (c) a piggy bank for later (d) a new video game
- 15.Kabir’s stall made a profit of ₹1800. Kabir saves 50% of it. How many rupees are saved?
- 16.Arjun’s stall made a profit of ₹800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) no reason (d) for bad days and goals
- 18.Which of these is spending on yourself? (a) buying a second juicer (b) an emergency fund (c) more seeds for next time (d) a cinema ticket
- 19.Dev’s stall made a profit of ₹1400. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.Vihaan’s stall made a profit of ₹400. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 22.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) can I pay it back? (d) nothing
- 23.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 24.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 25.Kavya’s stall made a profit of ₹200. Kavya saves 25% of it. How many rupees are saved?
- 26.Which of these is reinvesting in the business? (a) an emergency fund (b) buying a second juicer (c) sweets for yourself (d) a new video game
- 27.Saanvi’s stall made a profit of ₹1100. Saanvi saves 20% of it. How many rupees are saved?
- 28.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 29.Which of these is reinvesting in the business? (a) more seeds for next time (b) profit put in a bank (c) a piggy bank for later (d) an emergency fund
- 30.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 31.Tara’s stall made a profit of ₹600. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 33.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 34.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 35.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 36.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 37.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 38.Kavya’s stall made a profit of ₹200. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 40.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
Answer key
- profit put in a bank
- saving
- 944
- a piggy bank for later
- reinvesting
- 100
- 425
- 80
- putting profit back in
- to keep trust
- 345
- an emergency fund
- saving
- a new video game
- 900
- 320
- for bad days and goals
- a cinema ticket
- 280
- 200
- reinvesting
- can I pay it back?
- 218
- spending
- 50
- buying a second juicer
- 220
- reinvesting
- more seeds for next time
- 936
- 180
- 56
- saving
- 120
- 508
- 40
- 72
- 80
- spending
- 15
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