Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Ishaan’s stall made a profit of ₹600. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 2.Aarav’s stall made a profit of ₹1100. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 3.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 4.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 5.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) hiding it (d) giving it away
- 6.Which of these is reinvesting in the business? (a) profit put in a bank (b) more seeds for next time (c) a piggy bank for later (d) a new video game
- 7.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) to lose friends (d) it does not matter
- 8.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 9.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 10.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 11.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 12.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 13.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) borrow online alone (d) talk to parents
- 14.Diya’s stall made a profit of ₹1000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) saving is a loss (d) for bad days and goals
- 16.Which of these is reinvesting in the business? (a) a new video game (b) an emergency fund (c) buying a second juicer (d) a piggy bank for later
- 17.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 18.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 19.Meera’s stall made a profit of ₹200. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.Diya’s stall made a profit of ₹700. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.Which of these is saving? (a) a new video game (b) profit put in a bank (c) sweets for yourself (d) a cinema ticket
- 22.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 23.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 24.Which of these is saving? (a) a cinema ticket (b) sweets for yourself (c) a piggy bank for later (d) buying a second juicer
- 25.Gurpreet’s stall made a profit of ₹700. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.Aarav’s stall made a profit of ₹1800. Aarav saves 20% of it. How many rupees are saved?
- 27.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 28.Diya’s stall made a profit of ₹1400. Diya saves 20% of it. How many rupees are saved?
- 29.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 30.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) how fast can I spend? (d) can I pay it back?
- 31.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 32.Which of these is spending on yourself? (a) better paint for cards (b) a piggy bank for later (c) a cinema ticket (d) profit put in a bank
- 33.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 34.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.Ananya’s stall made a profit of ₹1400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.Riya’s stall made a profit of ₹900. Riya saves 20% of it. How many rupees are saved?
- 38.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 39.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 40.Zoya’s stall made a profit of ₹1400. Zoya saves 25% of it. How many rupees are saved?
Answer key
- 240
- 440
- 420
- 18
- putting profit back in
- more seeds for next time
- to keep trust
- the cost of borrowing
- spending
- 496
- spending
- 1080
- talk to parents
- 500
- for bad days and goals
- buying a second juicer
- 54
- saving
- 70
- 210
- profit put in a bank
- 162
- reinvesting
- a piggy bank for later
- 350
- 360
- saving
- 280
- spending
- can I pay it back?
- 1080
- a cinema ticket
- 160
- 12
- 216
- 980
- 180
- 770
- reinvesting
- 350
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