Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) hiding it (d) putting profit back in
- 2.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 3.Which of these is reinvesting in the business? (a) buying a second juicer (b) a new video game (c) an emergency fund (d) profit put in a bank
- 4.Which of these is reinvesting in the business? (a) sweets for yourself (b) a piggy bank for later (c) more seeds for next time (d) an emergency fund
- 5.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) for bad days and goals (d) saving is a loss
- 6.Which of these is saving? (a) sweets for yourself (b) a new video game (c) a piggy bank for later (d) more seeds for next time
- 7.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 8.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 9.Nisha’s stall made a profit of ₹300. Nisha saves 10% of it. How many rupees are saved?
- 10.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 11.Nisha’s stall made a profit of ₹1900. Nisha saves 20% of it. How many rupees are saved?
- 12.Meera’s stall made a profit of ₹1400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) take it secretly (d) ask strangers
- 14.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 15.Which of these is reinvesting in the business? (a) an emergency fund (b) sweets for yourself (c) a new video game (d) better paint for cards
- 16.Which of these is saving? (a) profit put in a bank (b) buying a second juicer (c) more seeds for next time (d) better paint for cards
- 17.Which of these is spending on yourself? (a) profit put in a bank (b) a new video game (c) better paint for cards (d) buying a second juicer
- 18.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) a new video game (d) an emergency fund
- 19.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 20.Which of these is spending on yourself? (a) sweets for yourself (b) a piggy bank for later (c) an emergency fund (d) buying a second juicer
- 21.Farhan’s stall made a profit of ₹300. Farhan saves 10% of it. How many rupees are saved?
- 22.📆 Why repay a loan on time? (a) to keep trust (b) it does not matter (c) to pay more interest (d) to lose friends
- 23.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 24.Aarav’s stall made a profit of ₹1200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.Saanvi’s stall made a profit of ₹2000. Saanvi saves 10% of it. How many rupees are saved?
- 26.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 27.Diya’s stall made a profit of ₹1800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.Ananya’s stall made a profit of ₹1400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 30.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 31.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 32.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 33.Kabir’s stall made a profit of ₹700. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) what is the logo? (d) can I pay it back?
- 35.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 36.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 37.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 39.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.Which of these is spending on yourself? (a) profit put in a bank (b) a cinema ticket (c) more seeds for next time (d) better paint for cards
Answer key
- putting profit back in
- spending
- buying a second juicer
- more seeds for next time
- for bad days and goals
- a piggy bank for later
- 108
- saving
- 30
- spending
- 380
- 420
- talk to parents
- reinvesting
- better paint for cards
- profit put in a bank
- a new video game
- an emergency fund
- 21
- sweets for yourself
- 30
- to keep trust
- 36
- 360
- 200
- 570
- 720
- 280
- 42
- 243
- 64
- saving
- 210
- can I pay it back?
- saving
- spending
- 150
- 208
- 15
- a cinema ticket
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