Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 2.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) ask strangers (d) borrow online alone
- 3.Which of these is saving? (a) a new video game (b) profit put in a bank (c) buying a second juicer (d) a cinema ticket
- 4.Kabir’s stall made a profit of ₹1000. Kabir saves 10% of it. How many rupees are saved?
- 5.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 6.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) no reason (d) for bad days and goals
- 7.Dev’s stall made a profit of ₹2000. Dev saves 20% of it. How many rupees are saved?
- 8.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 9.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 10.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 11.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 12.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 13.Which of these is reinvesting in the business? (a) profit put in a bank (b) a new video game (c) buying a second juicer (d) a piggy bank for later
- 14.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 15.Dev’s stall made a profit of ₹1500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 16.Ishaan’s stall made a profit of ₹1200. Ishaan saves 10% of it. How many rupees are saved?
- 17.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) can I pay it back? (d) what is the logo?
- 18.Saanvi’s stall made a profit of ₹1200. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 20.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 21.Which of these is spending on yourself? (a) a cinema ticket (b) profit put in a bank (c) an emergency fund (d) buying a second juicer
- 22.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 23.Saanvi’s stall made a profit of ₹1100. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.Which of these is saving? (a) buying a second juicer (b) sweets for yourself (c) better paint for cards (d) a piggy bank for later
- 25.Joseph’s stall made a profit of ₹1500. Joseph saves 10% of it. How many rupees are saved?
- 26.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 27.Rohan’s stall made a profit of ₹1200. Rohan saves 50% of it. How many rupees are saved?
- 28.🏦 Interest on a loan is… (a) a discount (b) a gift (c) the cost of borrowing (d) free money
- 29.📆 Why repay a loan on time? (a) to keep trust (b) it does not matter (c) to lose friends (d) to pay more interest
- 30.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.Which of these is spending on yourself? (a) a piggy bank for later (b) buying a second juicer (c) more seeds for next time (d) sweets for yourself
- 32.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 33.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 34.Nisha’s stall made a profit of ₹1800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.Riya’s stall made a profit of ₹500. Riya saves 10% of it. How many rupees are saved?
- 36.Which of these is spending on yourself? (a) a new video game (b) a piggy bank for later (c) an emergency fund (d) buying a second juicer
- 37.Which of these is saving? (a) an emergency fund (b) a cinema ticket (c) a new video game (d) buying a second juicer
- 38.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 39.Arjun’s stall made a profit of ₹1800. Arjun saves 50% of it. How many rupees are saved?
- 40.Kabir’s stall made a profit of ₹1300. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- saving
- talk to parents
- profit put in a bank
- 100
- reinvesting
- for bad days and goals
- 400
- saving
- 240
- 1044
- 530
- 436
- buying a second juicer
- 1170
- 750
- 120
- can I pay it back?
- 360
- 108
- 944
- a cinema ticket
- saving
- 550
- a piggy bank for later
- 150
- 42
- 600
- the cost of borrowing
- to keep trust
- 80
- sweets for yourself
- 1240
- reinvesting
- 720
- 50
- a new video game
- an emergency fund
- 140
- 900
- 390
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