Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 2.Tara’s stall made a profit of ₹1300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 3.Aarav’s stall made a profit of ₹2000. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 4.Which of these is saving? (a) a cinema ticket (b) sweets for yourself (c) a piggy bank for later (d) a new video game
- 5.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 6.Diya’s stall made a profit of ₹600. Diya saves 20% of it. How many rupees are saved?
- 7.Farhan’s stall made a profit of ₹1200. Farhan saves 10% of it. How many rupees are saved?
- 8.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 9.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 10.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 11.Which of these is reinvesting in the business? (a) a piggy bank for later (b) an emergency fund (c) a cinema ticket (d) better paint for cards
- 12.Which of these is reinvesting in the business? (a) buying a second juicer (b) a cinema ticket (c) profit put in a bank (d) sweets for yourself
- 13.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 14.🏦 Interest on a loan is… (a) the cost of borrowing (b) a discount (c) free money (d) a gift
- 15.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) talk to parents (d) borrow online alone
- 16.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 18.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) to waste it later (d) saving is a loss
- 19.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) spending it on games (d) hiding it
- 20.Which of these is spending on yourself? (a) a piggy bank for later (b) profit put in a bank (c) a cinema ticket (d) an emergency fund
- 21.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 22.Aarav’s stall made a profit of ₹700. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 23.Which of these is spending on yourself? (a) sweets for yourself (b) better paint for cards (c) buying a second juicer (d) profit put in a bank
- 24.Zoya’s stall made a profit of ₹900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.Zoya’s stall made a profit of ₹800. Zoya saves 20% of it. How many rupees are saved?
- 26.Which of these is reinvesting in the business? (a) profit put in a bank (b) a new video game (c) an emergency fund (d) more seeds for next time
- 27.Kabir’s stall made a profit of ₹700. Kabir saves 20% of it. How many rupees are saved?
- 28.Rohan’s stall made a profit of ₹1200. Rohan saves 25% of it. How many rupees are saved?
- 29.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) what is the logo? (d) how fast can I spend?
- 30.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.Saanvi’s stall made a profit of ₹200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.Tara’s stall made a profit of ₹1400. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 34.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.Joseph’s stall made a profit of ₹1800. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 37.Farhan’s stall made a profit of ₹800. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 39.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) to keep trust (d) it does not matter
- 40.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
Answer key
- saving
- 260
- 600
- a piggy bank for later
- 1040
- 120
- 120
- 54
- 612
- spending
- better paint for cards
- buying a second juicer
- saving
- the cost of borrowing
- talk to parents
- 218
- 162
- for bad days and goals
- putting profit back in
- a cinema ticket
- spending
- 280
- sweets for yourself
- 180
- 160
- more seeds for next time
- 140
- 300
- can I pay it back?
- 54
- 24
- 40
- 420
- 816
- 540
- reinvesting
- 360
- reinvesting
- to keep trust
- 1008
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids