Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is reinvesting in the business? (a) sweets for yourself (b) an emergency fund (c) a cinema ticket (d) better paint for cards
- 2.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) how fast can I spend? (d) nothing
- 3.Diya’s stall made a profit of ₹700. Diya saves 20% of it. How many rupees are saved?
- 4.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 5.🏦 Interest on a loan is… (a) a discount (b) a gift (c) free money (d) the cost of borrowing
- 6.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 7.Which of these is saving? (a) more seeds for next time (b) sweets for yourself (c) a piggy bank for later (d) a cinema ticket
- 8.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 9.Which of these is reinvesting in the business? (a) an emergency fund (b) buying a second juicer (c) profit put in a bank (d) a piggy bank for later
- 10.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 11.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 12.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 13.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) spending it on games (d) putting profit back in
- 14.Ananya’s stall made a profit of ₹400. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 15.Nisha’s stall made a profit of ₹1200. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 17.Ananya’s stall made a profit of ₹800. Ananya saves 25% of it. How many rupees are saved?
- 18.Ananya’s stall made a profit of ₹2000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 20.Gurpreet’s stall made a profit of ₹1400. Gurpreet saves 10% of it. How many rupees are saved?
- 21.Lakshmi’s stall made a profit of ₹500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.Farhan’s stall made a profit of ₹700. Farhan saves 50% of it. How many rupees are saved?
- 23.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 24.Kabir’s stall made a profit of ₹1800. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.Riya’s stall made a profit of ₹500. Riya saves 50% of it. How many rupees are saved?
- 26.Farhan’s stall made a profit of ₹500. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.📆 Why repay a loan on time? (a) to keep trust (b) to lose friends (c) it does not matter (d) to pay more interest
- 28.Dev’s stall made a profit of ₹300. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.Dev’s stall made a profit of ₹1900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Which of these is saving? (a) a new video game (b) an emergency fund (c) buying a second juicer (d) better paint for cards
- 32.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.Which of these is saving? (a) profit put in a bank (b) more seeds for next time (c) better paint for cards (d) a new video game
- 34.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) borrow online alone (d) ask strangers
- 38.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 39.Meera’s stall made a profit of ₹700. Meera saves 10% of it. How many rupees are saved?
- 40.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
Answer key
- better paint for cards
- can I pay it back?
- 140
- 1120
- the cost of borrowing
- 48
- a piggy bank for later
- saving
- buying a second juicer
- saving
- 36
- spending
- putting profit back in
- 180
- 300
- reinvesting
- 200
- 700
- reinvesting
- 140
- 200
- 350
- 742
- 1080
- 250
- 225
- to keep trust
- 90
- 72
- 570
- an emergency fund
- 240
- profit put in a bank
- 72
- 112
- 6
- talk to parents
- 1008
- 70
- saving
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