Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Saanvi’s stall made a profit of ₹1100. Saanvi saves 20% of it. How many rupees are saved?
- 2.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 3.Which of these is reinvesting in the business? (a) an emergency fund (b) a piggy bank for later (c) profit put in a bank (d) more seeds for next time
- 4.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 5.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 6.Which of these is saving? (a) a cinema ticket (b) more seeds for next time (c) a new video game (d) an emergency fund
- 7.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 8.Which of these is reinvesting in the business? (a) profit put in a bank (b) a piggy bank for later (c) a new video game (d) better paint for cards
- 9.Which of these is spending on yourself? (a) a piggy bank for later (b) sweets for yourself (c) an emergency fund (d) profit put in a bank
- 10.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) what is the logo? (d) how fast can I spend?
- 11.Which of these is saving? (a) sweets for yourself (b) a piggy bank for later (c) buying a second juicer (d) a cinema ticket
- 12.Which of these is reinvesting in the business? (a) an emergency fund (b) a new video game (c) a cinema ticket (d) buying a second juicer
- 13.Saanvi’s stall made a profit of ₹1700. Saanvi saves 25% of it. How many rupees are saved?
- 14.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 15.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 16.Aarav’s stall made a profit of ₹700. Aarav saves 50% of it. How many rupees are saved?
- 17.Meera’s stall made a profit of ₹200. Meera saves 25% of it. How many rupees are saved?
- 18.Which of these is spending on yourself? (a) more seeds for next time (b) a cinema ticket (c) profit put in a bank (d) better paint for cards
- 19.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) to waste it later (d) for bad days and goals
- 20.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 21.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 22.Kabir’s stall made a profit of ₹1000. Kabir saves 25% of it. How many rupees are saved?
- 23.Saanvi’s stall made a profit of ₹2000. Saanvi saves 50% of it. How many rupees are saved?
- 24.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 25.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) borrow online alone (d) ask strangers
- 26.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) spending it on games (d) hiding it
- 27.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 28.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 29.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to lose friends (d) to keep trust
- 30.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 31.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 32.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 33.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 34.Which of these is spending on yourself? (a) a new video game (b) an emergency fund (c) better paint for cards (d) more seeds for next time
- 35.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 36.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 37.Kavya’s stall made a profit of ₹300. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 39.Ananya’s stall made a profit of ₹800. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.Ishaan’s stall made a profit of ₹700. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- 220
- reinvesting
- more seeds for next time
- 121
- 15
- an emergency fund
- 110
- better paint for cards
- sweets for yourself
- can I pay it back?
- a piggy bank for later
- buying a second juicer
- 425
- 12
- spending
- 350
- 50
- a cinema ticket
- for bad days and goals
- saving
- 64
- 250
- 1000
- 436
- talk to parents
- putting profit back in
- spending
- 242
- to keep trust
- 48
- 162
- 106
- 742
- a new video game
- 105
- reinvesting
- 150
- saving
- 400
- 490
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