Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.Tara’s stall made a profit of ₹1100. Tara saves 20% of it. How many rupees are saved?
- 3.Which of these is spending on yourself? (a) an emergency fund (b) a cinema ticket (c) better paint for cards (d) buying a second juicer
- 4.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 5.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 6.Diya’s stall made a profit of ₹1600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.Riya’s stall made a profit of ₹1200. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.Kabir’s stall made a profit of ₹1400. Kabir saves 25% of it. How many rupees are saved?
- 9.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) to waste it later (d) saving is a loss
- 10.Rohan’s stall made a profit of ₹800. Rohan saves 20% of it. How many rupees are saved?
- 11.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 12.Which of these is reinvesting in the business? (a) a piggy bank for later (b) more seeds for next time (c) a new video game (d) profit put in a bank
- 13.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) to lose friends (d) it does not matter
- 14.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) can I pay it back? (d) how fast can I spend?
- 15.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 16.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 17.Vihaan’s stall made a profit of ₹1200. Vihaan saves 10% of it. How many rupees are saved?
- 18.Which of these is saving? (a) more seeds for next time (b) better paint for cards (c) a piggy bank for later (d) a cinema ticket
- 19.Vihaan’s stall made a profit of ₹1600. Vihaan saves 10% of it. How many rupees are saved?
- 20.Lakshmi’s stall made a profit of ₹1700. Lakshmi saves 25% of it. How many rupees are saved?
- 21.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 22.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 23.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 24.🏦 Interest on a loan is… (a) a discount (b) free money (c) the cost of borrowing (d) a gift
- 25.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) borrow online alone (d) talk to parents
- 26.Which of these is reinvesting in the business? (a) a cinema ticket (b) a piggy bank for later (c) buying a second juicer (d) profit put in a bank
- 27.Nisha’s stall made a profit of ₹2000. Nisha saves 50% of it. How many rupees are saved?
- 28.Which of these is spending on yourself? (a) more seeds for next time (b) a new video game (c) an emergency fund (d) profit put in a bank
- 29.Which of these is saving? (a) a new video game (b) buying a second juicer (c) sweets for yourself (d) an emergency fund
- 30.Aarav’s stall made a profit of ₹1600. Aarav saves 10% of it. How many rupees are saved?
- 31.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 32.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 33.Vihaan’s stall made a profit of ₹1800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 34.Gurpreet’s stall made a profit of ₹800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.Meera’s stall made a profit of ₹400. Meera saves 50% of it. How many rupees are saved?
- 36.Which of these is spending on yourself? (a) more seeds for next time (b) sweets for yourself (c) buying a second juicer (d) an emergency fund
- 37.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) giving it away (d) spending it on games
- 38.Tara’s stall made a profit of ₹600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
Answer key
- 618
- 220
- a cinema ticket
- spending
- 112
- 960
- 600
- 350
- for bad days and goals
- 160
- 126
- more seeds for next time
- to keep trust
- can I pay it back?
- 28
- 1030
- 120
- a piggy bank for later
- 160
- 425
- 45
- 108
- 1062
- the cost of borrowing
- talk to parents
- buying a second juicer
- 1000
- a new video game
- an emergency fund
- 160
- saving
- saving
- 900
- 320
- 200
- sweets for yourself
- putting profit back in
- 120
- 106
- spending
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