Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 2.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 3.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 4.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 5.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 6.Which of these is reinvesting in the business? (a) a new video game (b) profit put in a bank (c) better paint for cards (d) a piggy bank for later
- 7.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 8.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 9.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 10.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
- 11.Arjun’s stall made a profit of ₹200. Arjun saves 10% of it. How many rupees are saved?
- 12.Riya’s stall made a profit of ₹700. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.Tara’s stall made a profit of ₹400. Tara saves 25% of it. How many rupees are saved?
- 14.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) what is the logo? (d) can I pay it back?
- 15.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.Tara’s stall made a profit of ₹1200. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.Which of these is spending on yourself? (a) more seeds for next time (b) buying a second juicer (c) an emergency fund (d) a cinema ticket
- 18.Kavya’s stall made a profit of ₹600. Kavya saves 50% of it. How many rupees are saved?
- 19.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) to waste it later (d) for bad days and goals
- 20.Which of these is reinvesting in the business? (a) profit put in a bank (b) sweets for yourself (c) a cinema ticket (d) buying a second juicer
- 21.Which of these is saving? (a) sweets for yourself (b) a cinema ticket (c) more seeds for next time (d) profit put in a bank
- 22.Which of these is saving? (a) more seeds for next time (b) sweets for yourself (c) an emergency fund (d) buying a second juicer
- 23.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 24.Which of these is saving? (a) a piggy bank for later (b) sweets for yourself (c) a new video game (d) a cinema ticket
- 25.Dev’s stall made a profit of ₹1000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 26.Which of these is spending on yourself? (a) a new video game (b) better paint for cards (c) a piggy bank for later (d) buying a second juicer
- 27.Riya’s stall made a profit of ₹400. Riya saves 20% of it. How many rupees are saved?
- 28.🏦 Interest on a loan is… (a) a discount (b) a gift (c) the cost of borrowing (d) free money
- 29.Riya’s stall made a profit of ₹1900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 30.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) take it secretly (d) talk to parents
- 31.Which of these is reinvesting in the business? (a) profit put in a bank (b) more seeds for next time (c) an emergency fund (d) a piggy bank for later
- 32.Meera’s stall made a profit of ₹800. Meera saves 10% of it. How many rupees are saved?
- 33.Dev’s stall made a profit of ₹1900. Dev saves 50% of it. How many rupees are saved?
- 34.Dev’s stall made a profit of ₹800. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.Lakshmi’s stall made a profit of ₹1200. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 37.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 38.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 39.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 40.Saanvi’s stall made a profit of ₹1700. Saanvi saves 20% of it. How many rupees are saved?
Answer key
- saving
- 204
- 72
- spending
- 520
- better paint for cards
- reinvesting
- 106
- spending
- to keep trust
- 20
- 210
- 100
- can I pay it back?
- 1080
- 480
- a cinema ticket
- 300
- for bad days and goals
- buying a second juicer
- profit put in a bank
- an emergency fund
- saving
- a piggy bank for later
- 700
- a new video game
- 80
- the cost of borrowing
- 1140
- talk to parents
- more seeds for next time
- 80
- 950
- 360
- 660
- reinvesting
- 10
- 545
- 42
- 340
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