Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 2.Riya’s stall made a profit of ₹500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 3.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a gift (d) a discount
- 4.Which of these is saving? (a) a cinema ticket (b) profit put in a bank (c) buying a second juicer (d) more seeds for next time
- 5.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 6.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) nothing (d) can I pay it back?
- 7.Joseph’s stall made a profit of ₹1900. Joseph saves 20% of it. How many rupees are saved?
- 8.Nisha’s stall made a profit of ₹1900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.Which of these is saving? (a) a piggy bank for later (b) a cinema ticket (c) better paint for cards (d) buying a second juicer
- 10.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 11.Diya’s stall made a profit of ₹300. Diya saves 10% of it. How many rupees are saved?
- 12.Which of these is spending on yourself? (a) an emergency fund (b) sweets for yourself (c) better paint for cards (d) buying a second juicer
- 13.Kabir’s stall made a profit of ₹2000. Kabir saves 25% of it. How many rupees are saved?
- 14.Which of these is spending on yourself? (a) buying a second juicer (b) a piggy bank for later (c) a new video game (d) better paint for cards
- 15.Kabir’s stall made a profit of ₹800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.Which of these is reinvesting in the business? (a) profit put in a bank (b) a cinema ticket (c) a new video game (d) more seeds for next time
- 17.Joseph’s stall made a profit of ₹600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.📆 Why repay a loan on time? (a) to keep trust (b) to lose friends (c) it does not matter (d) to pay more interest
- 19.Joseph’s stall made a profit of ₹1100. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 21.Ananya’s stall made a profit of ₹1400. Ananya saves 25% of it. How many rupees are saved?
- 22.Which of these is spending on yourself? (a) better paint for cards (b) a piggy bank for later (c) an emergency fund (d) a cinema ticket
- 23.Rohan’s stall made a profit of ₹700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 24.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 25.Which of these is reinvesting in the business? (a) buying a second juicer (b) a cinema ticket (c) sweets for yourself (d) profit put in a bank
- 26.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) for bad days and goals (d) to waste it later
- 27.Meera’s stall made a profit of ₹400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 29.Gurpreet’s stall made a profit of ₹2000. Gurpreet saves 50% of it. How many rupees are saved?
- 30.Which of these is reinvesting in the business? (a) better paint for cards (b) a piggy bank for later (c) profit put in a bank (d) a cinema ticket
- 31.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 32.Riya’s stall made a profit of ₹700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.Rohan’s stall made a profit of ₹300. Rohan saves 20% of it. How many rupees are saved?
- 34.Zoya’s stall made a profit of ₹1000. Zoya saves 10% of it. How many rupees are saved?
- 35.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) spending it on games (d) giving it away
- 36.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 37.Diya’s stall made a profit of ₹200. Diya saves 25% of it. How many rupees are saved?
- 38.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 39.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
Answer key
- saving
- 275
- the cost of borrowing
- profit put in a bank
- saving
- can I pay it back?
- 380
- 1140
- a piggy bank for later
- 30
- 30
- sweets for yourself
- 500
- a new video game
- 400
- more seeds for next time
- 420
- to keep trust
- 330
- reinvesting
- 350
- a cinema ticket
- 175
- 650
- buying a second juicer
- for bad days and goals
- 240
- 56
- 1000
- better paint for cards
- 420
- 175
- 60
- 100
- putting profit back in
- 180
- 50
- spending
- 432
- spending
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