Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 2.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 3.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 4.Kavya’s stall made a profit of ₹1900. Kavya saves 25% of it. How many rupees are saved?
- 5.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 6.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) ask strangers (d) talk to parents
- 7.Which of these is saving? (a) more seeds for next time (b) a cinema ticket (c) better paint for cards (d) a piggy bank for later
- 8.Which of these is spending on yourself? (a) an emergency fund (b) better paint for cards (c) a new video game (d) buying a second juicer
- 9.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 10.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 11.Saanvi’s stall made a profit of ₹900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 13.Nisha’s stall made a profit of ₹1300. Nisha saves 20% of it. How many rupees are saved?
- 14.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 15.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 16.Arjun’s stall made a profit of ₹200. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.Ishaan’s stall made a profit of ₹1500. Ishaan saves 50% of it. How many rupees are saved?
- 18.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) it does not matter (d) to keep trust
- 19.Gurpreet’s stall made a profit of ₹1600. Gurpreet saves 25% of it. How many rupees are saved?
- 20.Which of these is saving? (a) more seeds for next time (b) better paint for cards (c) buying a second juicer (d) an emergency fund
- 21.Joseph’s stall made a profit of ₹400. Joseph saves 10% of it. How many rupees are saved?
- 22.Aarav’s stall made a profit of ₹1400. Aarav saves 10% of it. How many rupees are saved?
- 23.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) saving is a loss (d) no reason
- 24.Which of these is reinvesting in the business? (a) better paint for cards (b) sweets for yourself (c) profit put in a bank (d) an emergency fund
- 25.🔁 Reinvesting means… (a) spending it on games (b) putting profit back in (c) giving it away (d) hiding it
- 26.Ananya’s stall made a profit of ₹300. Ananya saves 25% of it. How many rupees are saved?
- 27.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 28.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 29.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.Tara’s stall made a profit of ₹900. Tara saves 50% of it. How many rupees are saved?
- 31.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 33.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 34.Kabir’s stall made a profit of ₹900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.Ishaan’s stall made a profit of ₹1200. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 37.Riya’s stall made a profit of ₹1400. Riya saves 10% of it. How many rupees are saved?
- 38.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 39.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) free money (d) a discount
- 40.Rohan’s stall made a profit of ₹1400. Rohan saves 50% of it. How many rupees are saved?
Answer key
- spending
- spending
- reinvesting
- 475
- saving
- talk to parents
- a piggy bank for later
- a new video game
- 50
- 936
- 540
- 8
- 260
- reinvesting
- 54
- 90
- 750
- to keep trust
- 400
- an emergency fund
- 40
- 140
- for bad days and goals
- better paint for cards
- putting profit back in
- 75
- reinvesting
- 270
- 9
- 450
- 24
- 390
- 654
- 630
- 540
- saving
- 140
- spending
- the cost of borrowing
- 700
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