Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 2.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) putting profit back in (d) spending it on games
- 3.Vihaan’s stall made a profit of ₹1200. Vihaan saves 20% of it. How many rupees are saved?
- 4.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 5.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 6.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 7.Which of these is reinvesting in the business? (a) profit put in a bank (b) an emergency fund (c) more seeds for next time (d) a piggy bank for later
- 8.Tara’s stall made a profit of ₹500. Tara saves 10% of it. How many rupees are saved?
- 9.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 10.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) talk to parents (d) borrow online alone
- 11.🏦 Interest on a loan is… (a) a gift (b) a discount (c) free money (d) the cost of borrowing
- 12.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) what is the logo? (d) how fast can I spend?
- 13.Ishaan’s stall made a profit of ₹200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.Joseph’s stall made a profit of ₹600. Joseph saves 20% of it. How many rupees are saved?
- 15.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 16.Which of these is spending on yourself? (a) a new video game (b) buying a second juicer (c) an emergency fund (d) more seeds for next time
- 17.Riya’s stall made a profit of ₹400. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.Which of these is reinvesting in the business? (a) sweets for yourself (b) a piggy bank for later (c) a cinema ticket (d) better paint for cards
- 19.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 20.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 21.Which of these is spending on yourself? (a) a piggy bank for later (b) a cinema ticket (c) buying a second juicer (d) an emergency fund
- 22.Rohan’s stall made a profit of ₹600. Rohan saves 20% of it. How many rupees are saved?
- 23.Kabir’s stall made a profit of ₹1100. Kabir saves 10% of it. How many rupees are saved?
- 24.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.Zoya’s stall made a profit of ₹1900. Zoya saves 20% of it. How many rupees are saved?
- 26.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 27.Meera’s stall made a profit of ₹800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 29.Nisha’s stall made a profit of ₹500. Nisha saves 25% of it. How many rupees are saved?
- 30.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 31.Riya’s stall made a profit of ₹400. Riya saves 50% of it. How many rupees are saved?
- 32.Vihaan’s stall made a profit of ₹1900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.Zoya’s stall made a profit of ₹400. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 34.Nisha’s stall made a profit of ₹1600. Nisha saves 10% of it. How many rupees are saved?
- 35.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 36.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.Zoya’s stall made a profit of ₹600. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 40.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) for bad days and goals (d) saving is a loss
Answer key
- spending
- putting profit back in
- 240
- 6
- 805
- 24
- more seeds for next time
- 50
- saving
- talk to parents
- the cost of borrowing
- can I pay it back?
- 40
- 120
- 18
- a new video game
- 120
- better paint for cards
- reinvesting
- 72
- a cinema ticket
- 120
- 110
- 10
- 380
- 109
- 400
- 218
- 125
- saving
- 200
- 1330
- 200
- 160
- spending
- 208
- 24
- 360
- 50
- for bad days and goals
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids