Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 2.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 3.Arjun’s stall made a profit of ₹1400. Arjun saves 20% of it. How many rupees are saved?
- 4.Which of these is spending on yourself? (a) profit put in a bank (b) sweets for yourself (c) a piggy bank for later (d) better paint for cards
- 5.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) how fast can I spend? (d) can I pay it back?
- 6.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 7.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
- 8.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 9.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 10.Diya’s stall made a profit of ₹800. Diya saves 25% of it. How many rupees are saved?
- 11.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) profit put in a bank (d) a cinema ticket
- 12.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 13.Saanvi’s stall made a profit of ₹700. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 15.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 16.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 17.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 18.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 19.Which of these is saving? (a) buying a second juicer (b) a cinema ticket (c) a piggy bank for later (d) a new video game
- 20.Ananya’s stall made a profit of ₹1700. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 21.Nisha’s stall made a profit of ₹600. Nisha saves 25% of it. How many rupees are saved?
- 22.🏦 Interest on a loan is… (a) a discount (b) a gift (c) free money (d) the cost of borrowing
- 23.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) for bad days and goals (d) saving is a loss
- 24.Meera’s stall made a profit of ₹400. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.Which of these is spending on yourself? (a) more seeds for next time (b) buying a second juicer (c) a piggy bank for later (d) a new video game
- 26.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 27.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 28.Dev’s stall made a profit of ₹2000. Dev saves 10% of it. How many rupees are saved?
- 29.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 30.Ishaan’s stall made a profit of ₹800. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 32.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 33.Which of these is saving? (a) better paint for cards (b) an emergency fund (c) sweets for yourself (d) more seeds for next time
- 34.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 35.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 36.Meera’s stall made a profit of ₹1000. Meera saves 10% of it. How many rupees are saved?
- 37.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) ask strangers (d) talk to parents
- 38.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 39.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 40.Vihaan’s stall made a profit of ₹900. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- spending
- 135
- 280
- sweets for yourself
- can I pay it back?
- 30
- to keep trust
- 54
- 64
- 200
- profit put in a bank
- 590
- 210
- saving
- saving
- 4
- reinvesting
- 220
- a piggy bank for later
- 1020
- 150
- the cost of borrowing
- for bad days and goals
- 160
- a new video game
- spending
- reinvesting
- 200
- 1100
- 440
- 18
- reinvesting
- an emergency fund
- 108
- 144
- 100
- talk to parents
- 70
- 90
- 405
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