Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) borrow online alone (d) talk to parents
- 2.Ananya’s stall made a profit of ₹800. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 3.Ananya’s stall made a profit of ₹1300. Ananya saves 10% of it. How many rupees are saved?
- 4.Which of these is spending on yourself? (a) a cinema ticket (b) an emergency fund (c) a piggy bank for later (d) more seeds for next time
- 5.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a new video game (c) better paint for cards (d) profit put in a bank
- 6.Nisha’s stall made a profit of ₹400. Nisha saves 20% of it. How many rupees are saved?
- 7.Which of these is saving? (a) profit put in a bank (b) a new video game (c) better paint for cards (d) a cinema ticket
- 8.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) how fast can I spend? (d) can I pay it back?
- 9.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 10.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) giving it away (d) putting profit back in
- 11.Which of these is saving? (a) an emergency fund (b) better paint for cards (c) more seeds for next time (d) buying a second juicer
- 12.🏦 Interest on a loan is… (a) a gift (b) a discount (c) the cost of borrowing (d) free money
- 13.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) to keep trust (d) it does not matter
- 14.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 15.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 16.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.Arjun’s stall made a profit of ₹1300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.Dev’s stall made a profit of ₹1100. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.Arjun’s stall made a profit of ₹2000. Arjun saves 25% of it. How many rupees are saved?
- 20.Zoya’s stall made a profit of ₹1000. Zoya saves 10% of it. How many rupees are saved?
- 21.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 23.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 24.Rohan’s stall made a profit of ₹500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.Lakshmi’s stall made a profit of ₹1500. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 26.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 27.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 28.Aarav’s stall made a profit of ₹2000. Aarav saves 20% of it. How many rupees are saved?
- 29.Which of these is reinvesting in the business? (a) profit put in a bank (b) a piggy bank for later (c) buying a second juicer (d) a cinema ticket
- 30.Dev’s stall made a profit of ₹1700. Dev saves 25% of it. How many rupees are saved?
- 31.Tara’s stall made a profit of ₹1000. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 33.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 34.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 35.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 36.Vihaan’s stall made a profit of ₹600. Vihaan saves 25% of it. How many rupees are saved?
- 37.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.Aarav’s stall made a profit of ₹800. Aarav saves 25% of it. How many rupees are saved?
- 39.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 40.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- talk to parents
- 560
- 130
- a cinema ticket
- better paint for cards
- 80
- profit put in a bank
- can I pay it back?
- 6
- putting profit back in
- an emergency fund
- the cost of borrowing
- to keep trust
- 110
- reinvesting
- 1240
- 260
- 605
- 500
- 100
- 1270
- reinvesting
- reinvesting
- 200
- 450
- 72
- 728
- 400
- buying a second juicer
- 425
- 300
- saving
- saving
- 348
- 60
- 150
- 16
- 200
- 360
- 1040
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