Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.Which of these is spending on yourself? (a) profit put in a bank (b) sweets for yourself (c) better paint for cards (d) a piggy bank for later
- 2.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 3.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 4.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 5.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 6.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 7.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 8.Kavya’s stall made a profit of ₹600. Kavya saves 10% of it. How many rupees are saved?
- 9.Ananya’s stall made a profit of ₹1500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 10.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) saving is a loss (d) for bad days and goals
- 11.Meera’s stall made a profit of ₹700. Meera saves 25% of it. How many rupees are saved?
- 12.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 13.Meera’s stall made a profit of ₹1400. Meera saves 50% of it. How many rupees are saved?
- 14.Kavya’s stall made a profit of ₹900. Kavya saves 50% of it. How many rupees are saved?
- 15.Rohan’s stall made a profit of ₹1000. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.Farhan’s stall made a profit of ₹300. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.Which of these is spending on yourself? (a) profit put in a bank (b) better paint for cards (c) a new video game (d) buying a second juicer
- 18.Which of these is reinvesting in the business? (a) sweets for yourself (b) more seeds for next time (c) profit put in a bank (d) a cinema ticket
- 19.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) giving it away (d) putting profit back in
- 20.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) to lose friends (d) it does not matter
- 21.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 22.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 23.Which of these is saving? (a) a cinema ticket (b) more seeds for next time (c) a new video game (d) profit put in a bank
- 24.Which of these is spending on yourself? (a) better paint for cards (b) a cinema ticket (c) more seeds for next time (d) buying a second juicer
- 25.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 26.Which of these is saving? (a) a piggy bank for later (b) a new video game (c) better paint for cards (d) more seeds for next time
- 27.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a gift (d) a discount
- 28.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 29.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) how fast can I spend? (d) what is the logo?
- 30.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 32.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 33.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.Which of these is saving? (a) buying a second juicer (b) an emergency fund (c) a new video game (d) more seeds for next time
- 35.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 36.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 37.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 38.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 39.Ishaan’s stall made a profit of ₹900. Ishaan saves 50% of it. How many rupees are saved?
- 40.Meera’s stall made a profit of ₹500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- sweets for yourself
- reinvesting
- spending
- saving
- 981
- reinvesting
- 990
- 60
- 600
- for bad days and goals
- 175
- 4
- 700
- 450
- 400
- 150
- a new video game
- more seeds for next time
- putting profit back in
- to keep trust
- reinvesting
- 14
- profit put in a bank
- a cinema ticket
- 6
- a piggy bank for later
- the cost of borrowing
- saving
- can I pay it back?
- 618
- 144
- 324
- 36
- an emergency fund
- 36
- 40
- saving
- 660
- 450
- 250
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