Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 2.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 3.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 4.Which of these is reinvesting in the business? (a) a new video game (b) a piggy bank for later (c) more seeds for next time (d) an emergency fund
- 5.Dev’s stall made a profit of ₹1500. Dev saves 20% of it. How many rupees are saved?
- 6.Which of these is reinvesting in the business? (a) a cinema ticket (b) profit put in a bank (c) better paint for cards (d) a new video game
- 7.Riya’s stall made a profit of ₹1800. Riya saves 50% of it. How many rupees are saved?
- 8.Which of these is saving? (a) buying a second juicer (b) sweets for yourself (c) profit put in a bank (d) more seeds for next time
- 9.Which of these is saving? (a) a piggy bank for later (b) more seeds for next time (c) a cinema ticket (d) a new video game
- 10.Tara’s stall made a profit of ₹2000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 11.Farhan’s stall made a profit of ₹700. Farhan saves 25% of it. How many rupees are saved?
- 12.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 13.Which of these is spending on yourself? (a) a cinema ticket (b) a piggy bank for later (c) better paint for cards (d) an emergency fund
- 14.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 15.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) for bad days and goals (d) saving is a loss
- 16.Riya’s stall made a profit of ₹400. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 18.Gurpreet’s stall made a profit of ₹1600. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) spending it on games (d) giving it away
- 20.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) ask strangers (d) borrow online alone
- 21.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 22.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 23.Dev’s stall made a profit of ₹1400. Dev saves 20% of it. How many rupees are saved?
- 24.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 25.Which of these is spending on yourself? (a) a piggy bank for later (b) profit put in a bank (c) more seeds for next time (d) sweets for yourself
- 26.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 27.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) a gift (d) free money
- 28.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
- 29.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 30.Diya’s stall made a profit of ₹200. Diya saves 20% of it. How many rupees are saved?
- 31.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 32.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 34.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 35.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 36.Rohan’s stall made a profit of ₹1300. Rohan saves 25% of it. How many rupees are saved?
- 37.Rohan’s stall made a profit of ₹800. Rohan saves 50% of it. How many rupees are saved?
- 38.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 39.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 40.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- spending
- 315
- 212
- more seeds for next time
- 300
- better paint for cards
- 900
- profit put in a bank
- a piggy bank for later
- 1400
- 175
- saving
- a cinema ticket
- 90
- for bad days and goals
- 140
- 550
- 480
- putting profit back in
- talk to parents
- 18
- reinvesting
- 280
- 635
- sweets for yourself
- 242
- the cost of borrowing
- to keep trust
- saving
- 40
- spending
- 120
- 535
- 135
- saving
- 325
- 400
- reinvesting
- 72
- 27
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids