Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 2.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 3.Rohan’s stall made a profit of ₹1900. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 4.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 5.Which of these is spending on yourself? (a) more seeds for next time (b) an emergency fund (c) buying a second juicer (d) a new video game
- 6.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 7.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 8.Riya’s stall made a profit of ₹200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 9.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 10.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 11.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 12.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) free money (d) a discount
- 13.Joseph’s stall made a profit of ₹1500. Joseph saves 20% of it. How many rupees are saved?
- 14.Arjun’s stall made a profit of ₹1800. Arjun saves 25% of it. How many rupees are saved?
- 15.Which of these is spending on yourself? (a) profit put in a bank (b) a cinema ticket (c) more seeds for next time (d) a piggy bank for later
- 16.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 18.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 19.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) nothing (d) how fast can I spend?
- 20.Meera’s stall made a profit of ₹200. Meera saves 10% of it. How many rupees are saved?
- 21.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 22.Which of these is saving? (a) more seeds for next time (b) a new video game (c) buying a second juicer (d) profit put in a bank
- 23.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 24.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 25.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) spending it on games (d) hiding it
- 26.Which of these is saving? (a) better paint for cards (b) a new video game (c) more seeds for next time (d) an emergency fund
- 27.Meera’s stall made a profit of ₹600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.Farhan’s stall made a profit of ₹400. Farhan saves 10% of it. How many rupees are saved?
- 29.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 30.Dev’s stall made a profit of ₹600. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.Farhan’s stall made a profit of ₹1900. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.Rohan’s stall made a profit of ₹200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) take it secretly (d) ask strangers
- 34.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.Zoya’s stall made a profit of ₹1300. Zoya saves 10% of it. How many rupees are saved?
- 36.Meera’s stall made a profit of ₹2000. Meera saves 10% of it. How many rupees are saved?
- 37.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 38.Meera’s stall made a profit of ₹900. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
Answer key
- saving
- spending
- 570
- 735
- a new video game
- saving
- reinvesting
- 60
- 210
- 36
- spending
- the cost of borrowing
- 300
- 450
- a cinema ticket
- 889
- spending
- 981
- can I pay it back?
- 20
- 315
- profit put in a bank
- 147
- 590
- putting profit back in
- an emergency fund
- 420
- 40
- 28
- 360
- 380
- 100
- talk to parents
- 30
- 130
- 200
- reinvesting
- 180
- 816
- 140
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