Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 2.Which of these is spending on yourself? (a) a cinema ticket (b) a piggy bank for later (c) an emergency fund (d) profit put in a bank
- 3.🏦 Interest on a loan is… (a) a discount (b) free money (c) the cost of borrowing (d) a gift
- 4.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 5.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 6.Joseph’s stall made a profit of ₹400. Joseph saves 20% of it. How many rupees are saved?
- 7.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 8.Aarav’s stall made a profit of ₹900. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.Which of these is spending on yourself? (a) an emergency fund (b) a new video game (c) profit put in a bank (d) better paint for cards
- 10.🐷 Why save part of the profit? (a) for bad days and goals (b) saving is a loss (c) to waste it later (d) no reason
- 11.Which of these is saving? (a) sweets for yourself (b) a new video game (c) buying a second juicer (d) profit put in a bank
- 12.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 13.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 14.Joseph’s stall made a profit of ₹1900. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.Which of these is saving? (a) more seeds for next time (b) better paint for cards (c) buying a second juicer (d) an emergency fund
- 16.Kavya’s stall made a profit of ₹300. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.Gurpreet’s stall made a profit of ₹1600. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.Zoya’s stall made a profit of ₹1000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 20.Arjun’s stall made a profit of ₹1900. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 22.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 23.Meera’s stall made a profit of ₹1300. Meera saves 20% of it. How many rupees are saved?
- 24.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) spending it on games (d) putting profit back in
- 25.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 26.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 27.Which of these is reinvesting in the business? (a) an emergency fund (b) more seeds for next time (c) a cinema ticket (d) profit put in a bank
- 28.Farhan’s stall made a profit of ₹400. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.Which of these is saving? (a) a cinema ticket (b) a piggy bank for later (c) buying a second juicer (d) better paint for cards
- 30.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 31.Kavya’s stall made a profit of ₹1300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.Meera’s stall made a profit of ₹600. Meera saves 25% of it. How many rupees are saved?
- 33.Nisha’s stall made a profit of ₹500. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.Gurpreet’s stall made a profit of ₹200. Gurpreet saves 10% of it. How many rupees are saved?
- 35.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) to keep trust (d) it does not matter
- 37.Nisha’s stall made a profit of ₹800. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) borrow online alone (d) talk to parents
- 39.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 40.Aarav’s stall made a profit of ₹600. Aarav saves 10% of it. How many rupees are saved?
Answer key
- spending
- a cinema ticket
- the cost of borrowing
- reinvesting
- reinvesting
- 80
- 60
- 450
- a new video game
- for bad days and goals
- profit put in a bank
- spending
- saving
- 570
- an emergency fund
- 120
- 480
- 600
- 654
- 950
- 5
- 32
- 260
- putting profit back in
- reinvesting
- 963
- more seeds for next time
- 200
- a piggy bank for later
- 990
- 260
- 150
- 200
- 20
- 1200
- to keep trust
- 320
- talk to parents
- spending
- 60
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids