Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 2.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 3.Which of these is spending on yourself? (a) an emergency fund (b) buying a second juicer (c) sweets for yourself (d) better paint for cards
- 4.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 5.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) how fast can I spend? (c) what is the logo? (d) nothing
- 6.Kavya’s stall made a profit of ₹500. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 8.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 9.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 10.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 11.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) borrow online alone (d) ask strangers
- 12.Joseph’s stall made a profit of ₹900. Joseph saves 25% of it. How many rupees are saved?
- 13.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) it does not matter (d) to keep trust
- 14.Gurpreet’s stall made a profit of ₹1500. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.Aarav’s stall made a profit of ₹1100. Aarav saves 10% of it. How many rupees are saved?
- 16.Lakshmi’s stall made a profit of ₹1900. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 18.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 19.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 20.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 21.Kavya’s stall made a profit of ₹700. Kavya saves 25% of it. How many rupees are saved?
- 22.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) hiding it (d) spending it on games
- 23.Gurpreet’s stall made a profit of ₹1800. Gurpreet saves 25% of it. How many rupees are saved?
- 24.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 25.Which of these is spending on yourself? (a) better paint for cards (b) a new video game (c) an emergency fund (d) profit put in a bank
- 26.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 27.Ananya’s stall made a profit of ₹1200. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.Which of these is saving? (a) sweets for yourself (b) buying a second juicer (c) a piggy bank for later (d) a new video game
- 29.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 30.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) saving is a loss (d) for bad days and goals
- 31.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 32.Which of these is spending on yourself? (a) better paint for cards (b) a cinema ticket (c) a piggy bank for later (d) profit put in a bank
- 33.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.Which of these is reinvesting in the business? (a) a cinema ticket (b) profit put in a bank (c) an emergency fund (d) better paint for cards
- 35.Kavya’s stall made a profit of ₹1800. Kavya saves 10% of it. How many rupees are saved?
- 36.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 37.Zoya’s stall made a profit of ₹600. Zoya saves 50% of it. How many rupees are saved?
- 38.Saanvi’s stall made a profit of ₹1700. Saanvi saves 25% of it. How many rupees are saved?
- 39.Which of these is reinvesting in the business? (a) profit put in a bank (b) a new video game (c) buying a second juicer (d) sweets for yourself
- 40.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
Answer key
- 248
- 112
- sweets for yourself
- reinvesting
- can I pay it back?
- 300
- 220
- saving
- 120
- saving
- talk to parents
- 225
- to keep trust
- 450
- 110
- 1045
- reinvesting
- 70
- 1170
- spending
- 175
- putting profit back in
- 450
- reinvesting
- a new video game
- 48
- 660
- a piggy bank for later
- 80
- for bad days and goals
- spending
- a cinema ticket
- 12
- better paint for cards
- 180
- 1060
- 300
- 425
- buying a second juicer
- 75
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