Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 2.Gurpreet’s stall made a profit of ₹400. Gurpreet saves 25% of it. How many rupees are saved?
- 3.Meera’s stall made a profit of ₹1000. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 4.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) putting profit back in (d) spending it on games
- 5.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) ask strangers (c) borrow online alone (d) take it secretly
- 6.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a gift (d) a discount
- 7.Lakshmi’s stall made a profit of ₹600. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 9.Tara’s stall made a profit of ₹1100. Tara saves 10% of it. How many rupees are saved?
- 10.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) it does not matter (d) to lose friends
- 11.Tara’s stall made a profit of ₹700. Tara saves 20% of it. How many rupees are saved?
- 12.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) to waste it later (d) no reason
- 13.Farhan’s stall made a profit of ₹400. Farhan saves 10% of it. How many rupees are saved?
- 14.Zoya’s stall made a profit of ₹1800. Zoya saves 25% of it. How many rupees are saved?
- 15.Arjun’s stall made a profit of ₹1500. Arjun saves 25% of it. How many rupees are saved?
- 16.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 17.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 18.Saanvi’s stall made a profit of ₹200. Saanvi saves 20% of it. How many rupees are saved?
- 19.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 20.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 21.Which of these is spending on yourself? (a) better paint for cards (b) sweets for yourself (c) a piggy bank for later (d) an emergency fund
- 22.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 23.Ishaan’s stall made a profit of ₹1900. Ishaan saves 25% of it. How many rupees are saved?
- 24.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.Which of these is spending on yourself? (a) profit put in a bank (b) an emergency fund (c) more seeds for next time (d) a new video game
- 26.Rohan’s stall made a profit of ₹1000. Rohan saves 50% of it. How many rupees are saved?
- 27.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 28.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.Tara’s stall made a profit of ₹1500. Tara saves 20% of it. How many rupees are saved?
- 30.Saanvi’s stall made a profit of ₹2000. Saanvi saves 20% of it. How many rupees are saved?
- 31.Gurpreet’s stall made a profit of ₹1400. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Rohan’s stall made a profit of ₹1500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.Ananya’s stall made a profit of ₹400. Ananya saves 50% of it. How many rupees are saved?
- 34.Meera’s stall made a profit of ₹1700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) how fast can I spend? (d) nothing
- 36.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.Which of these is saving? (a) a piggy bank for later (b) a cinema ticket (c) buying a second juicer (d) better paint for cards
- 38.Kabir’s stall made a profit of ₹800. Kabir saves 25% of it. How many rupees are saved?
- 39.Which of these is spending on yourself? (a) profit put in a bank (b) a cinema ticket (c) better paint for cards (d) a piggy bank for later
- 40.Zoya’s stall made a profit of ₹800. Zoya saves 25% of it. How many rupees are saved?
Answer key
- 20
- 100
- 500
- putting profit back in
- talk to parents
- the cost of borrowing
- 180
- 840
- 110
- to keep trust
- 140
- for bad days and goals
- 40
- 450
- 375
- 60
- saving
- 40
- spending
- 944
- sweets for yourself
- reinvesting
- 475
- 18
- a new video game
- 500
- 180
- 530
- 300
- 400
- 350
- 600
- 200
- 850
- can I pay it back?
- 880
- a piggy bank for later
- 200
- a cinema ticket
- 200
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