Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is spending on yourself? (a) buying a second juicer (b) profit put in a bank (c) an emergency fund (d) sweets for yourself
- 2.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 3.Farhan’s stall made a profit of ₹1100. Farhan saves 50% of it. How many rupees are saved?
- 4.Kavya’s stall made a profit of ₹1500. Kavya saves 10% of it. How many rupees are saved?
- 5.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
- 6.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 7.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 8.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 9.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 10.Kabir’s stall made a profit of ₹1300. Kabir saves 25% of it. How many rupees are saved?
- 11.Which of these is saving? (a) better paint for cards (b) more seeds for next time (c) an emergency fund (d) a new video game
- 12.Which of these is spending on yourself? (a) better paint for cards (b) a piggy bank for later (c) profit put in a bank (d) a cinema ticket
- 13.Aarav’s stall made a profit of ₹400. Aarav saves 50% of it. How many rupees are saved?
- 14.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 15.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 16.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) it does not matter (d) to keep trust
- 17.Tara’s stall made a profit of ₹1900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 19.🐷 Why save part of the profit? (a) to waste it later (b) for bad days and goals (c) no reason (d) saving is a loss
- 20.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 21.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) spending it on games (d) giving it away
- 22.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 23.Arjun’s stall made a profit of ₹1900. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 24.Kavya’s stall made a profit of ₹800. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.Aarav’s stall made a profit of ₹700. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.Which of these is saving? (a) buying a second juicer (b) profit put in a bank (c) more seeds for next time (d) sweets for yourself
- 27.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 28.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.Which of these is spending on yourself? (a) more seeds for next time (b) buying a second juicer (c) a new video game (d) a piggy bank for later
- 30.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 31.Ananya’s stall made a profit of ₹1500. Ananya saves 50% of it. How many rupees are saved?
- 32.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 33.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 36.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.Which of these is saving? (a) a piggy bank for later (b) a new video game (c) better paint for cards (d) buying a second juicer
- 38.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a cinema ticket (c) more seeds for next time (d) a new video game
- 39.Which of these is reinvesting in the business? (a) an emergency fund (b) profit put in a bank (c) sweets for yourself (d) buying a second juicer
- 40.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- sweets for yourself
- saving
- 550
- 150
- can I pay it back?
- saving
- 636
- talk to parents
- 12
- 325
- an emergency fund
- a cinema ticket
- 200
- spending
- saving
- to keep trust
- 1140
- 210
- for bad days and goals
- reinvesting
- putting profit back in
- 80
- 1140
- 320
- 350
- profit put in a bank
- 15
- 105
- a new video game
- 27
- 750
- 600
- 64
- 30
- 832
- 540
- a piggy bank for later
- more seeds for next time
- buying a second juicer
- 550
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids