Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is saving? (a) a new video game (b) a piggy bank for later (c) buying a second juicer (d) better paint for cards
- 2.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 3.Nisha’s stall made a profit of ₹400. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 4.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 5.Which of these is saving? (a) a cinema ticket (b) more seeds for next time (c) an emergency fund (d) a new video game
- 6.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 7.Which of these is reinvesting in the business? (a) profit put in a bank (b) more seeds for next time (c) sweets for yourself (d) a piggy bank for later
- 8.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 9.Which of these is spending on yourself? (a) an emergency fund (b) sweets for yourself (c) better paint for cards (d) a piggy bank for later
- 10.Which of these is saving? (a) buying a second juicer (b) a new video game (c) profit put in a bank (d) more seeds for next time
- 11.Ishaan’s stall made a profit of ₹800. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) take it secretly (d) talk to parents
- 13.Saanvi’s stall made a profit of ₹300. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 15.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 16.Kabir’s stall made a profit of ₹2000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 18.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to lose friends (d) to keep trust
- 19.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 20.Ananya’s stall made a profit of ₹700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) giving it away (d) putting profit back in
- 22.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 23.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 24.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 25.Tara’s stall made a profit of ₹1000. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.Arjun’s stall made a profit of ₹1600. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 28.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 29.Meera’s stall made a profit of ₹2000. Meera saves 50% of it. How many rupees are saved?
- 30.Vihaan’s stall made a profit of ₹300. Vihaan saves 20% of it. How many rupees are saved?
- 31.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 32.Which of these is spending on yourself? (a) more seeds for next time (b) profit put in a bank (c) a new video game (d) an emergency fund
- 33.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 34.Aarav’s stall made a profit of ₹1100. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.Zoya’s stall made a profit of ₹1600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.Kavya’s stall made a profit of ₹400. Kavya saves 20% of it. How many rupees are saved?
- 37.Arjun’s stall made a profit of ₹300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 39.Saanvi’s stall made a profit of ₹700. Saanvi saves 20% of it. How many rupees are saved?
- 40.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- a piggy bank for later
- the cost of borrowing
- 120
- 112
- an emergency fund
- 48
- more seeds for next time
- 1080
- sweets for yourself
- profit put in a bank
- 360
- talk to parents
- 150
- 118
- spending
- 1000
- saving
- to keep trust
- 1200
- 280
- putting profit back in
- 100
- reinvesting
- 42
- 400
- 960
- spending
- 118
- 1000
- 60
- 24
- a new video game
- saving
- 330
- 880
- 80
- 165
- 928
- 140
- 432
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids