Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 2.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 3.Zoya’s stall made a profit of ₹300. Zoya saves 20% of it. How many rupees are saved?
- 4.Riya’s stall made a profit of ₹1300. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 5.Which of these is reinvesting in the business? (a) sweets for yourself (b) an emergency fund (c) buying a second juicer (d) a piggy bank for later
- 6.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 7.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 8.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 9.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 10.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 11.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 12.Which of these is saving? (a) an emergency fund (b) more seeds for next time (c) a new video game (d) sweets for yourself
- 13.Nisha’s stall made a profit of ₹1400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) hiding it (d) spending it on games
- 15.Arjun’s stall made a profit of ₹2000. Arjun saves 10% of it. How many rupees are saved?
- 16.Arjun’s stall made a profit of ₹1300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) talk to parents (d) take it secretly
- 18.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) for bad days and goals (d) no reason
- 19.Zoya’s stall made a profit of ₹600. Zoya saves 25% of it. How many rupees are saved?
- 20.Which of these is saving? (a) more seeds for next time (b) sweets for yourself (c) buying a second juicer (d) a piggy bank for later
- 21.Joseph’s stall made a profit of ₹1900. Joseph saves 50% of it. How many rupees are saved?
- 22.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 23.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 24.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 25.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 26.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 27.Kabir’s stall made a profit of ₹2000. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.Joseph’s stall made a profit of ₹2000. Joseph saves 10% of it. How many rupees are saved?
- 29.Ananya’s stall made a profit of ₹300. Ananya saves 50% of it. How many rupees are saved?
- 30.Joseph’s stall made a profit of ₹1200. Joseph saves 10% of it. How many rupees are saved?
- 31.Rohan’s stall made a profit of ₹800. Rohan saves 50% of it. How many rupees are saved?
- 32.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 33.Which of these is reinvesting in the business? (a) a cinema ticket (b) more seeds for next time (c) an emergency fund (d) a piggy bank for later
- 34.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.Which of these is reinvesting in the business? (a) an emergency fund (b) a piggy bank for later (c) better paint for cards (d) profit put in a bank
- 36.Farhan’s stall made a profit of ₹700. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.Ananya’s stall made a profit of ₹2000. Ananya saves 50% of it. How many rupees are saved?
- 38.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 39.Which of these is saving? (a) buying a second juicer (b) a new video game (c) better paint for cards (d) profit put in a bank
- 40.Joseph’s stall made a profit of ₹1000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- 327
- 642
- 60
- 520
- buying a second juicer
- 36
- 36
- 54
- 8
- spending
- reinvesting
- an emergency fund
- 280
- putting profit back in
- 200
- 715
- talk to parents
- for bad days and goals
- 150
- a piggy bank for later
- 950
- 30
- 4
- reinvesting
- 108
- spending
- 600
- 200
- 150
- 120
- 400
- spending
- more seeds for next time
- 742
- better paint for cards
- 210
- 1000
- reinvesting
- profit put in a bank
- 500
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