Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Aarav’s stall made a profit of ₹600. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 2.Which of these is reinvesting in the business? (a) profit put in a bank (b) a piggy bank for later (c) sweets for yourself (d) buying a second juicer
- 3.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 4.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) saving is a loss (d) no reason
- 5.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 6.Which of these is spending on yourself? (a) a new video game (b) a piggy bank for later (c) buying a second juicer (d) an emergency fund
- 7.Which of these is saving? (a) sweets for yourself (b) more seeds for next time (c) profit put in a bank (d) a new video game
- 8.Nisha’s stall made a profit of ₹900. Nisha saves 10% of it. How many rupees are saved?
- 9.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 10.Joseph’s stall made a profit of ₹300. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 11.Which of these is spending on yourself? (a) an emergency fund (b) sweets for yourself (c) profit put in a bank (d) better paint for cards
- 12.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a discount (d) a gift
- 13.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 14.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 15.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 16.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 17.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 18.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 19.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 20.Kavya’s stall made a profit of ₹600. Kavya saves 20% of it. How many rupees are saved?
- 21.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) ask strangers (d) talk to parents
- 22.Farhan’s stall made a profit of ₹1300. Farhan saves 10% of it. How many rupees are saved?
- 23.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 24.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) what is the logo? (d) how fast can I spend?
- 25.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 26.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 27.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 28.Zoya’s stall made a profit of ₹1200. Zoya saves 10% of it. How many rupees are saved?
- 29.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 30.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.Which of these is saving? (a) better paint for cards (b) an emergency fund (c) more seeds for next time (d) sweets for yourself
- 32.Which of these is spending on yourself? (a) a cinema ticket (b) more seeds for next time (c) an emergency fund (d) better paint for cards
- 33.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 34.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) it does not matter (d) to keep trust
- 35.Zoya’s stall made a profit of ₹1000. Zoya saves 50% of it. How many rupees are saved?
- 36.Meera’s stall made a profit of ₹600. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.Ishaan’s stall made a profit of ₹1100. Ishaan saves 10% of it. How many rupees are saved?
- 38.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 39.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 40.Diya’s stall made a profit of ₹1200. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- 270
- buying a second juicer
- reinvesting
- for bad days and goals
- 954
- a new video game
- profit put in a bank
- 90
- spending
- 90
- sweets for yourself
- the cost of borrowing
- 106
- 72
- saving
- 1180
- 847
- 40
- spending
- 120
- talk to parents
- 130
- 330
- can I pay it back?
- 336
- 8
- 360
- 120
- 16
- 14
- an emergency fund
- a cinema ticket
- saving
- to keep trust
- 500
- 360
- 110
- 30
- 232
- 360
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