Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) putting profit back in (d) spending it on games
- 2.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 3.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) what is the logo? (d) nothing
- 4.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) a cinema ticket (d) an emergency fund
- 5.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 6.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 7.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 8.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 9.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 10.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 11.Which of these is spending on yourself? (a) better paint for cards (b) an emergency fund (c) profit put in a bank (d) a cinema ticket
- 12.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 13.Dev’s stall made a profit of ₹200. Dev saves 50% of it. How many rupees are saved?
- 14.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 15.Vihaan’s stall made a profit of ₹2000. Vihaan saves 50% of it. How many rupees are saved?
- 16.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 17.Which of these is saving? (a) a cinema ticket (b) a new video game (c) buying a second juicer (d) a piggy bank for later
- 18.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 19.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) take it secretly (d) ask strangers
- 20.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 21.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 22.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 23.Vihaan’s stall made a profit of ₹1200. Vihaan saves 25% of it. How many rupees are saved?
- 24.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 25.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 26.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 28.Which of these is spending on yourself? (a) a piggy bank for later (b) better paint for cards (c) a new video game (d) profit put in a bank
- 29.Which of these is saving? (a) a cinema ticket (b) profit put in a bank (c) more seeds for next time (d) better paint for cards
- 30.Which of these is reinvesting in the business? (a) a cinema ticket (b) sweets for yourself (c) a piggy bank for later (d) buying a second juicer
- 31.Meera’s stall made a profit of ₹900. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.Lakshmi’s stall made a profit of ₹1000. Lakshmi saves 10% of it. How many rupees are saved?
- 33.Zoya’s stall made a profit of ₹200. Zoya saves 50% of it. How many rupees are saved?
- 34.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 35.Which of these is reinvesting in the business? (a) an emergency fund (b) a new video game (c) sweets for yourself (d) more seeds for next time
- 36.Ananya’s stall made a profit of ₹1200. Ananya saves 10% of it. How many rupees are saved?
- 37.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 39.Which of these is spending on yourself? (a) profit put in a bank (b) more seeds for next time (c) buying a second juicer (d) sweets for yourself
- 40.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
Answer key
- putting profit back in
- 936
- can I pay it back?
- an emergency fund
- reinvesting
- saving
- reinvesting
- 49
- 12
- 1035
- a cinema ticket
- 972
- 100
- saving
- 1000
- 108
- a piggy bank for later
- 240
- talk to parents
- 6
- 25
- 90
- 300
- 889
- spending
- 20
- spending
- a new video game
- profit put in a bank
- buying a second juicer
- 270
- 100
- 100
- saving
- more seeds for next time
- 120
- 60
- spending
- sweets for yourself
- 90
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