Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 2.Which of these is reinvesting in the business? (a) a cinema ticket (b) more seeds for next time (c) profit put in a bank (d) an emergency fund
- 3.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 4.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 5.Which of these is spending on yourself? (a) profit put in a bank (b) a piggy bank for later (c) better paint for cards (d) a cinema ticket
- 6.Kavya’s stall made a profit of ₹300. Kavya saves 10% of it. How many rupees are saved?
- 7.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 8.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 9.Which of these is saving? (a) profit put in a bank (b) sweets for yourself (c) a cinema ticket (d) a new video game
- 10.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) it does not matter (d) to lose friends
- 11.Kabir’s stall made a profit of ₹1400. Kabir saves 25% of it. How many rupees are saved?
- 12.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 13.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 14.Ananya’s stall made a profit of ₹300. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) to waste it later (d) for bad days and goals
- 16.Which of these is spending on yourself? (a) a new video game (b) an emergency fund (c) buying a second juicer (d) a piggy bank for later
- 17.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 18.Kavya’s stall made a profit of ₹2000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 20.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 21.Which of these is reinvesting in the business? (a) profit put in a bank (b) a new video game (c) better paint for cards (d) a cinema ticket
- 22.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 23.Lakshmi’s stall made a profit of ₹1100. Lakshmi saves 20% of it. How many rupees are saved?
- 24.Which of these is saving? (a) a cinema ticket (b) an emergency fund (c) more seeds for next time (d) better paint for cards
- 25.Aarav’s stall made a profit of ₹1700. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 26.Nisha’s stall made a profit of ₹600. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.Which of these is saving? (a) a cinema ticket (b) buying a second juicer (c) better paint for cards (d) a piggy bank for later
- 28.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) ask strangers (d) take it secretly
- 30.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 32.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 33.Ananya’s stall made a profit of ₹300. Ananya saves 10% of it. How many rupees are saved?
- 34.Diya’s stall made a profit of ₹1300. Diya saves 10% of it. How many rupees are saved?
- 35.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) putting profit back in (d) spending it on games
- 36.Gurpreet’s stall made a profit of ₹1800. Gurpreet saves 20% of it. How many rupees are saved?
- 37.Tara’s stall made a profit of ₹2000. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 39.Riya’s stall made a profit of ₹1800. Riya saves 50% of it. How many rupees are saved?
- 40.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- saving
- more seeds for next time
- saving
- saving
- a cinema ticket
- 30
- 624
- 110
- profit put in a bank
- to keep trust
- 350
- 90
- reinvesting
- 150
- for bad days and goals
- a new video game
- spending
- 400
- 106
- spending
- better paint for cards
- spending
- 220
- an emergency fund
- 680
- 240
- a piggy bank for later
- 927
- talk to parents
- 990
- 726
- 436
- 30
- 130
- putting profit back in
- 360
- 1000
- 150
- 900
- 525
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