Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) borrow online alone (d) talk to parents
- 2.🏦 Interest on a loan is… (a) free money (b) a discount (c) the cost of borrowing (d) a gift
- 3.Which of these is saving? (a) a new video game (b) an emergency fund (c) sweets for yourself (d) buying a second juicer
- 4.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 5.Which of these is saving? (a) a new video game (b) sweets for yourself (c) a cinema ticket (d) profit put in a bank
- 6.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 7.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) giving it away (d) putting profit back in
- 8.Diya’s stall made a profit of ₹800. Diya saves 20% of it. How many rupees are saved?
- 9.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) nothing (d) can I pay it back?
- 10.Ananya’s stall made a profit of ₹400. Ananya saves 10% of it. How many rupees are saved?
- 11.Ishaan’s stall made a profit of ₹1000. Ishaan saves 10% of it. How many rupees are saved?
- 12.Kabir’s stall made a profit of ₹300. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 14.📆 Why repay a loan on time? (a) to keep trust (b) to lose friends (c) to pay more interest (d) it does not matter
- 15.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 16.Zoya’s stall made a profit of ₹200. Zoya saves 50% of it. How many rupees are saved?
- 17.Dev’s stall made a profit of ₹1400. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 19.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 20.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 21.Which of these is reinvesting in the business? (a) a new video game (b) an emergency fund (c) more seeds for next time (d) a cinema ticket
- 22.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 23.Which of these is spending on yourself? (a) better paint for cards (b) sweets for yourself (c) profit put in a bank (d) an emergency fund
- 24.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 25.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 26.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 27.Which of these is spending on yourself? (a) more seeds for next time (b) buying a second juicer (c) profit put in a bank (d) a cinema ticket
- 28.Joseph’s stall made a profit of ₹1000. Joseph saves 50% of it. How many rupees are saved?
- 29.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 30.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 31.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 32.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 33.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 34.Which of these is reinvesting in the business? (a) buying a second juicer (b) sweets for yourself (c) an emergency fund (d) profit put in a bank
- 35.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 37.Rohan’s stall made a profit of ₹600. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Aarav’s stall made a profit of ₹1900. Aarav saves 20% of it. How many rupees are saved?
- 39.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
Answer key
- talk to parents
- the cost of borrowing
- an emergency fund
- 36
- profit put in a bank
- 9
- putting profit back in
- 160
- can I pay it back?
- 40
- 100
- 120
- 18
- to keep trust
- reinvesting
- 100
- 700
- spending
- reinvesting
- spending
- more seeds for next time
- 1035
- sweets for yourself
- 60
- reinvesting
- 84
- a cinema ticket
- 500
- spending
- saving
- 714
- saving
- 342
- buying a second juicer
- 106
- 42
- 300
- 380
- 936
- 381
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids