Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a gift (d) a discount
- 2.Tara’s stall made a profit of ₹200. Tara saves 50% of it. How many rupees are saved?
- 3.Dev’s stall made a profit of ₹1700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 4.Joseph’s stall made a profit of ₹500. Joseph saves 10% of it. How many rupees are saved?
- 5.Dev’s stall made a profit of ₹1700. Dev saves 10% of it. How many rupees are saved?
- 6.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 7.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 8.Which of these is saving? (a) sweets for yourself (b) buying a second juicer (c) an emergency fund (d) better paint for cards
- 9.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) giving it away (d) hiding it
- 10.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 11.Which of these is spending on yourself? (a) buying a second juicer (b) an emergency fund (c) a piggy bank for later (d) sweets for yourself
- 12.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 13.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 14.Kabir’s stall made a profit of ₹1200. Kabir saves 50% of it. How many rupees are saved?
- 15.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 16.Which of these is saving? (a) sweets for yourself (b) more seeds for next time (c) a piggy bank for later (d) buying a second juicer
- 17.Dev’s stall made a profit of ₹1600. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) what is the logo? (c) nothing (d) how fast can I spend?
- 19.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 20.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 21.Which of these is reinvesting in the business? (a) sweets for yourself (b) an emergency fund (c) more seeds for next time (d) profit put in a bank
- 22.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to pay more interest (d) to keep trust
- 23.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) for bad days and goals (d) saving is a loss
- 24.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 25.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 26.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.Kabir’s stall made a profit of ₹1000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.Zoya’s stall made a profit of ₹1500. Zoya saves 50% of it. How many rupees are saved?
- 29.Which of these is spending on yourself? (a) profit put in a bank (b) a new video game (c) a piggy bank for later (d) more seeds for next time
- 30.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 31.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 32.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 33.Nisha’s stall made a profit of ₹500. Nisha saves 25% of it. How many rupees are saved?
- 34.Lakshmi’s stall made a profit of ₹900. Lakshmi saves 10% of it. How many rupees are saved?
- 35.Kavya’s stall made a profit of ₹1800. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 37.Kabir’s stall made a profit of ₹200. Kabir saves 50% of it. How many rupees are saved?
- 38.Diya’s stall made a profit of ₹1600. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.Joseph’s stall made a profit of ₹1700. Joseph saves 20% of it. How many rupees are saved?
- 40.Which of these is reinvesting in the business? (a) an emergency fund (b) profit put in a bank (c) better paint for cards (d) a cinema ticket
Answer key
- the cost of borrowing
- 100
- 680
- 50
- 170
- 140
- reinvesting
- an emergency fund
- putting profit back in
- 106
- sweets for yourself
- 189
- saving
- 600
- saving
- a piggy bank for later
- 480
- can I pay it back?
- 1100
- 6
- more seeds for next time
- to keep trust
- for bad days and goals
- 64
- 1160
- 3
- 400
- 750
- a new video game
- 40
- 968
- reinvesting
- 125
- 90
- 360
- 18
- 100
- 640
- 340
- better paint for cards
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids