Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 2.Which of these is saving? (a) buying a second juicer (b) better paint for cards (c) a cinema ticket (d) an emergency fund
- 3.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 4.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) to keep trust (d) it does not matter
- 5.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 6.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) to waste it later (d) for bad days and goals
- 7.Kavya’s stall made a profit of ₹1600. Kavya saves 20% of it. How many rupees are saved?
- 8.Which of these is saving? (a) a cinema ticket (b) a new video game (c) profit put in a bank (d) better paint for cards
- 9.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 10.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 11.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 12.Ishaan’s stall made a profit of ₹1200. Ishaan saves 20% of it. How many rupees are saved?
- 13.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) talk to parents (d) borrow online alone
- 14.Which of these is reinvesting in the business? (a) buying a second juicer (b) profit put in a bank (c) a cinema ticket (d) sweets for yourself
- 15.Dev’s stall made a profit of ₹700. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 16.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 17.Arjun’s stall made a profit of ₹200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) spending it on games (d) giving it away
- 19.Which of these is reinvesting in the business? (a) an emergency fund (b) a piggy bank for later (c) a cinema ticket (d) better paint for cards
- 20.Lakshmi’s stall made a profit of ₹900. Lakshmi saves 25% of it. How many rupees are saved?
- 21.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 22.Which of these is saving? (a) a piggy bank for later (b) better paint for cards (c) more seeds for next time (d) sweets for yourself
- 23.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 24.Lakshmi’s stall made a profit of ₹900. Lakshmi saves 20% of it. How many rupees are saved?
- 25.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 26.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 27.Kabir’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) how fast can I spend? (c) what is the logo? (d) nothing
- 29.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 30.Kabir’s stall made a profit of ₹1500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.Gurpreet’s stall made a profit of ₹1400. Gurpreet saves 50% of it. How many rupees are saved?
- 33.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 34.Zoya’s stall made a profit of ₹500. Zoya saves 10% of it. How many rupees are saved?
- 35.🏦 Interest on a loan is… (a) a gift (b) free money (c) the cost of borrowing (d) a discount
- 36.Which of these is spending on yourself? (a) a cinema ticket (b) an emergency fund (c) profit put in a bank (d) better paint for cards
- 37.Which of these is reinvesting in the business? (a) an emergency fund (b) more seeds for next time (c) profit put in a bank (d) a piggy bank for later
- 38.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 39.Ananya’s stall made a profit of ₹300. Ananya saves 50% of it. How many rupees are saved?
- 40.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
Answer key
- 954
- an emergency fund
- 32
- to keep trust
- reinvesting
- for bad days and goals
- 320
- profit put in a bank
- 230
- 24
- saving
- 240
- talk to parents
- buying a second juicer
- 210
- 515
- 80
- putting profit back in
- better paint for cards
- 225
- 27
- a piggy bank for later
- spending
- 180
- spending
- 918
- 350
- can I pay it back?
- 318
- 300
- 35
- 700
- saving
- 50
- the cost of borrowing
- a cinema ticket
- more seeds for next time
- 49
- 150
- 1060
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