Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to lose friends (d) to keep trust
- 2.Saanvi’s stall made a profit of ₹1800. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 3.🏦 Interest on a loan is… (a) a discount (b) free money (c) a gift (d) the cost of borrowing
- 4.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 5.Riya’s stall made a profit of ₹500. Riya saves 25% of it. How many rupees are saved?
- 6.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 7.Ananya’s stall made a profit of ₹1600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 8.Meera’s stall made a profit of ₹1200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 9.Which of these is spending on yourself? (a) sweets for yourself (b) a piggy bank for later (c) more seeds for next time (d) better paint for cards
- 10.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 11.Which of these is reinvesting in the business? (a) profit put in a bank (b) a new video game (c) better paint for cards (d) a piggy bank for later
- 12.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 13.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 14.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 15.Which of these is spending on yourself? (a) a piggy bank for later (b) a new video game (c) more seeds for next time (d) buying a second juicer
- 16.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) for bad days and goals (d) saving is a loss
- 17.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 18.Which of these is spending on yourself? (a) profit put in a bank (b) buying a second juicer (c) more seeds for next time (d) a cinema ticket
- 19.Lakshmi’s stall made a profit of ₹1800. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) how fast can I spend? (d) can I pay it back?
- 21.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) spending it on games (d) putting profit back in
- 22.Meera’s stall made a profit of ₹1000. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 23.Zoya’s stall made a profit of ₹1000. Zoya saves 50% of it. How many rupees are saved?
- 24.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 25.Kavya’s stall made a profit of ₹900. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 26.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 27.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 28.Lakshmi’s stall made a profit of ₹1700. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.Rohan’s stall made a profit of ₹1800. Rohan saves 10% of it. How many rupees are saved?
- 31.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 33.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 34.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) talk to parents (d) borrow online alone
- 35.Which of these is reinvesting in the business? (a) an emergency fund (b) a new video game (c) more seeds for next time (d) a piggy bank for later
- 36.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 37.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 38.Zoya’s stall made a profit of ₹900. Zoya saves 10% of it. How many rupees are saved?
- 39.Gurpreet’s stall made a profit of ₹2000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.Dev’s stall made a profit of ₹1700. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- to keep trust
- 360
- the cost of borrowing
- saving
- 125
- spending
- 1120
- 360
- sweets for yourself
- 28
- better paint for cards
- reinvesting
- 721
- 108
- a new video game
- for bad days and goals
- 72
- a cinema ticket
- 900
- can I pay it back?
- putting profit back in
- 300
- 500
- 115
- 450
- spending
- 12
- 680
- 144
- 180
- 1200
- 106
- saving
- talk to parents
- more seeds for next time
- 440
- saving
- 90
- 400
- 340
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