Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Diya’s stall made a profit of ₹600. Diya saves 50% of it. How many rupees are saved?
- 2.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 3.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) take it secretly (d) ask strangers
- 4.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 5.Which of these is saving? (a) buying a second juicer (b) a piggy bank for later (c) a new video game (d) better paint for cards
- 6.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 7.Which of these is spending on yourself? (a) an emergency fund (b) a piggy bank for later (c) profit put in a bank (d) a new video game
- 8.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 9.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) how fast can I spend? (d) can I pay it back?
- 10.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 11.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 12.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 13.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 14.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) no reason (d) for bad days and goals
- 15.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) hiding it (d) spending it on games
- 16.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 17.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 18.Diya’s stall made a profit of ₹1000. Diya saves 20% of it. How many rupees are saved?
- 19.Riya’s stall made a profit of ₹1300. Riya saves 20% of it. How many rupees are saved?
- 20.Aarav’s stall made a profit of ₹1600. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 21.Which of these is saving? (a) more seeds for next time (b) an emergency fund (c) a new video game (d) a cinema ticket
- 22.Meera’s stall made a profit of ₹500. Meera saves 20% of it. How many rupees are saved?
- 23.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 24.Meera’s stall made a profit of ₹2000. Meera saves 50% of it. How many rupees are saved?
- 25.Which of these is saving? (a) buying a second juicer (b) profit put in a bank (c) sweets for yourself (d) more seeds for next time
- 26.Which of these is reinvesting in the business? (a) an emergency fund (b) buying a second juicer (c) a cinema ticket (d) profit put in a bank
- 27.Aarav’s stall made a profit of ₹600. Aarav saves 20% of it. How many rupees are saved?
- 28.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 29.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 30.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.Aarav’s stall made a profit of ₹400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 33.Which of these is reinvesting in the business? (a) profit put in a bank (b) better paint for cards (c) an emergency fund (d) a piggy bank for later
- 34.Which of these is spending on yourself? (a) sweets for yourself (b) profit put in a bank (c) a piggy bank for later (d) better paint for cards
- 35.Rohan’s stall made a profit of ₹2000. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.Which of these is reinvesting in the business? (a) sweets for yourself (b) more seeds for next time (c) profit put in a bank (d) a new video game
- 38.Farhan’s stall made a profit of ₹1900. Farhan saves 50% of it. How many rupees are saved?
- 39.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 40.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
Answer key
- 300
- the cost of borrowing
- talk to parents
- 24
- a piggy bank for later
- 208
- a new video game
- saving
- can I pay it back?
- 780
- reinvesting
- 224
- spending
- for bad days and goals
- putting profit back in
- saving
- spending
- 200
- 260
- 640
- an emergency fund
- 100
- 100
- 1000
- profit put in a bank
- buying a second juicer
- 120
- 9
- reinvesting
- 108
- 120
- 330
- better paint for cards
- sweets for yourself
- 900
- 30
- more seeds for next time
- 950
- reinvesting
- spending
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