Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 2.Which of these is saving? (a) sweets for yourself (b) buying a second juicer (c) a new video game (d) an emergency fund
- 3.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 4.Which of these is saving? (a) profit put in a bank (b) a cinema ticket (c) more seeds for next time (d) sweets for yourself
- 5.Vihaan’s stall made a profit of ₹1700. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 7.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 8.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 9.Ishaan’s stall made a profit of ₹1800. Ishaan saves 50% of it. How many rupees are saved?
- 10.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 11.Which of these is reinvesting in the business? (a) a cinema ticket (b) profit put in a bank (c) better paint for cards (d) a new video game
- 12.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 13.Meera’s stall made a profit of ₹1900. Meera saves 10% of it. How many rupees are saved?
- 14.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) talk to parents (d) borrow online alone
- 15.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 16.Arjun’s stall made a profit of ₹400. Arjun saves 20% of it. How many rupees are saved?
- 17.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 18.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 19.Which of these is saving? (a) sweets for yourself (b) a new video game (c) better paint for cards (d) a piggy bank for later
- 20.Aarav’s stall made a profit of ₹300. Aarav saves 20% of it. How many rupees are saved?
- 21.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.Ishaan’s stall made a profit of ₹1400. Ishaan saves 50% of it. How many rupees are saved?
- 23.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) spending it on games (d) hiding it
- 24.Aarav’s stall made a profit of ₹500. Aarav saves 10% of it. How many rupees are saved?
- 25.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) nothing (d) what is the logo?
- 26.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 27.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 28.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 30.Saanvi’s stall made a profit of ₹1200. Saanvi saves 50% of it. How many rupees are saved?
- 31.Rohan’s stall made a profit of ₹600. Rohan saves 50% of it. How many rupees are saved?
- 32.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 33.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) no reason (d) saving is a loss
- 34.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) free money (d) a discount
- 35.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.Arjun’s stall made a profit of ₹1800. Arjun saves 25% of it. How many rupees are saved?
- 37.Lakshmi’s stall made a profit of ₹1400. Lakshmi saves 50% of it. How many rupees are saved?
- 38.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 39.Which of these is reinvesting in the business? (a) more seeds for next time (b) sweets for yourself (c) a new video game (d) a cinema ticket
- 40.Meera’s stall made a profit of ₹1500. Meera saves 25% of it. How many rupees are saved?
Answer key
- reinvesting
- an emergency fund
- 848
- profit put in a bank
- 765
- reinvesting
- saving
- reinvesting
- 900
- 840
- better paint for cards
- 10
- 190
- talk to parents
- 106
- 80
- 1060
- saving
- a piggy bank for later
- 60
- 436
- 700
- putting profit back in
- 50
- can I pay it back?
- 696
- spending
- 327
- 1116
- 600
- 300
- 50
- for bad days and goals
- the cost of borrowing
- 348
- 450
- 700
- 9
- more seeds for next time
- 375
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